feat: add 27 new skills across 7 professions — 80 skills, 21 plugins (v5.0.0)

2026-04-05 12:48:16 +01:00
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+---
+name: financial-model-narrative
+description: "Turn financial model outputs into a clear written narrative. Use when asked to write a financial narrative, explain a financial model, summarise a P&L, or translate spreadsheet numbers into a board-ready story. Produces an executive narrative with key insights, drivers, and forward-looking commentary."
+---
+
+# Financial Model Narrative Skill
+
+Turns financial model outputs into a clear, structured written narrative suitable for board packs, investor updates, or management reporting.
+
+## Required Inputs
+- **Financial data** (paste key figures: revenue, costs, margins, EBITDA, cash)
+- **Period covered** (month / quarter / annual / multi-year)
+- **Audience** (board / investors / management / bank / internal)
+- **Key message** (what is the headline story?)
+- **Actuals vs budget / prior period?** (comparison context)
+
+## Output Structure
+
+### 1. Headline Summary
+3-5 sentences. The financial story in plain English. Lead with the most important insight — not "revenue was X" but what that figure means.
+
+### 2. Revenue
+- Performance vs prior period / budget
+- Key drivers: what caused the movement
+- Risks or opportunities in the revenue line
+
+### 3. Costs and Margins
+- Gross margin: % and trend
+- Key cost movements and why
+- EBITDA performance and drivers
+- One-off items clearly flagged
+
+### 4. Cash and Balance Sheet
+- Cash position and movement
+- Runway (for startups)
+- Key working capital movements
+
+### 5. Variance Analysis
+For each significant variance:
+
+**[Line item] — Over/Under by [amount]**
+- **Cause:** [Plain English explanation]
+- **Permanent or temporary?** One-time / Structural
+- **Action being taken:** [If applicable]
+
+### 6. Forward-Looking Commentary
+- Expected next period
+- Key risks to forecast
+- Key opportunities
+- Any reforecast or guidance change
+
+## Writing Rules
+- Never just restate a number — always explain what it means
+- Flag variances over 10% automatically
+- Use past tense for actuals, conditional for forecast
+- One insight per paragraph
+
+## Example Trigger Phrases
+- "Write a financial narrative for these results: [paste numbers]"
+- "Turn this P&L into a board narrative"
+- "Write the finance section of our board pack"
+- "Explain these financial results in plain English"