Claude
572b8acf8c
Make the library multi-platform without duplicating content. Each skills/<name>/SKILL.md body remains the single source of truth; a new generator renders platform-ready exports from it. - scripts/build-exports.mjs — dependency-free Node generator with a PLATFORMS registry so new platforms (Gemini, Cursor, …) are a few lines. Ships ChatGPT exports at exports/chatgpt/<bundle>/<skill>/SYSTEM_PROMPT.md (172 skills), plus generated index READMEs. Supports --platform and --check. - exports/ — generated ChatGPT system prompts, ready to paste into a Custom GPT. - .github/workflows/check-generated.yml — fails a PR if exports or web/skills.json drift from the source skills. - README "Works With" now documents the ready-to-use exports and regen command. - CHANGELOG + SKILL-AUTHORING-STANDARD note the generated artifacts. Co-Authored-By: Claude Opus 4.8 <noreply@anthropic.com> Claude-Session: https://claude.ai/code/session_016JWn5jRD5tcEFKrubjQ6Px
3.5 KiB
3.5 KiB
Financial Due Diligence Skill
Produces a structured financial due diligence framework — document request list and analytical questions — for any investment, acquisition, or significant commercial relationship.
Required Inputs
- Transaction type (acquisition / investment / partnership / supplier / fundraise)
- Stage of diligence (initial screening / full DD / confirmatory)
- Target company type (startup / SME / listed / subsidiary)
- Key concerns (optional — e.g. revenue recognition, customer concentration)
Output Structure
1. Document Request List
Financial Statements
- Audited accounts for last 3 years
- Management accounts for current year (monthly)
- Board-approved budget and latest reforecast
- 3-year financial model with assumptions
Revenue
- Revenue by customer (top 20, % of total)
- Revenue by product/segment
- Contracted vs recurring vs one-off breakdown
- Churn and renewal data
Costs
- Cost of sales breakdown
- Headcount by department with compensation detail
- Top 10 supplier contracts
Cash and Debt
- Bank statements (12 months)
- Debt schedule with covenants and maturity
- Working capital analysis
Tax
- Last 3 years tax returns
- Any open enquiries
- R&D tax credit claims
2. Key Analytical Questions
Revenue quality: Is revenue growing organically? What % is truly recurring? Customer concentration risk?
Margin analysis: Gross margin trend over 3 years? One-off items inflating EBITDA? Normalised EBITDA?
Cash conversion: Does profit convert to cash? Cash conversion cycle? Working capital red flags?
Debt and liabilities: Net debt position? Contingent liabilities? Covenant headroom?
3. Red Flags Checklist
- Revenue concentration over 30% in one customer
- Declining gross margins without explanation
- EBITDA-to-cash conversion below 70%
- Auditor qualifications or emphasis of matter
- Related party transactions not at arm length
- Aggressive revenue recognition
- Growing debtor days with no explanation
4. Summary Output Template
- Revenue quality: [Assessment]
- Margin sustainability: [Assessment]
- Cash generation: [Assessment]
- Balance sheet risk: [Assessment]
- Overall: Green Strong / Amber Acceptable / Red Material concerns
Quality Checks
- Document request list is tailored to the transaction type and stage — not a generic template
- Red flags checklist covers revenue quality, margins, cash conversion, and balance sheet risk
- Every analytical question connects to a specific risk the transaction presents
- Summary output template is completed with an overall RAG assessment
- Disclaimer that this is a framework and does not substitute for qualified financial or legal advice
Anti-Patterns
- Do not present the checklist without tailoring it to the specific transaction type and stage of diligence
- Do not overlook revenue concentration risk — customer concentration above 20–30% is a material risk that must be flagged
- Do not confuse EBITDA with cash — always check cash conversion and identify non-cash items
- Do not skip the related-party transaction review — undisclosed related-party dealings are a common due diligence failure point
- Do not produce output without noting this is a framework and qualified financial and legal advice is required
Example Trigger Phrases
- "Give me a financial due diligence checklist for [company type]"
- "What documents should I request for financial DD?"
- "Build a DD framework for our Series A investment"