Files
justin a97107de46
Image rebuild (skip scrape) / build (push) Failing after 1h37m12s
docker: production image + Gitea Actions for monthly refresh
Dockerfile: self-contained image with corpus + Chroma + BM25 baked
in. Drawbar's compose pulls + runs without volume mounts. Built from
sources.json (labels schema), PRODUCT_NAME=crop_chem by default,
HYBRID_SEARCH=true (always-on for production quality). RERANK_URL +
OLLAMA_URL get set at compose time.

.gitea/workflows/refresh.yml: monthly cron (1st @ 06:00 UTC) does
full scrape → reindex → image push. Scrapes Bayer (~30 min) +
EPA PPLS row-crop filtered (~7h). Skips reindex+push if no corpus
diff. Tags pushed: :latest, :<sha12>, :corpus-<YYYY.MM.DD>.

.gitea/workflows/image-only.yml: on-demand or auto on code-only
pushes to main (paths: docs_mcp/, rag/, scrape/, requirements.txt,
Dockerfile, sources.json). Reindexes from committed corpus, builds
image, pushes. ~10 min vs ~9h full refresh.

.gitignore: corpus/ now COMMITTED (4,159 labels, 265 MB of .md +
sidecars). Lets image-only.yml rebuild indexes without re-scraping.
chroma/ + bm25/ still gitignored (regenerable binary indexes).

.dockerignore: drops venv, eval results, PLAN/README/CLAUDE.md,
deploy/, .git/ — keeps the image lean. corpus + chroma + bm25
explicitly NOT in dockerignore (those go INTO the image).

Co-Authored-By: Claude Opus 4.7 (1M context) <noreply@anthropic.com>
2026-05-24 12:32:41 -04:00

1784 lines
76 KiB
Markdown
Raw Permalink Blame History

This file contains ambiguous Unicode characters
This file contains Unicode characters that might be confused with other characters. If you think that this is intentional, you can safely ignore this warning. Use the Escape button to reveal them.
# DUPONT TANOS
- EPA Reg No: **352-604**
- Registrant: CORTEVA AGRISCIENCE, LLC
- Signal word: Caution
- Active ingredients: Famoxadone (25%); Cymoxanil (25%)
- Label accepted: 2021-05-05
- Source PDF: https://www3.epa.gov/pesticides/chem_search/ppls/000352-00604-20210505.pdf
---
UNITED STATES ENVIRONMENTAL PROTECTION AGENCY
WASHINGTON, DC 20460
Reg Review Label Acceptable v.20151230
OFFICE OF CHEMICAL SAFETY
AND POLLUTION PREVENTION
May 5, 2021
Ronda Brown
Registration Specialist
Corteva AgriScience
9330 Zionsville Road
Indianapolis, IN 46268
Subject: Registration Review Label Mitigation for Cymoxanil
Product Name: DUPONT TANOS
EPA Registration Number: 352-604
Application Date: October 9, 2018
Decision Number: 557600
Dear Ms. Brown:
The Agency, in accordance with the Federal Insecticide, Fungicide and Rodenticide Act
(FIFRA), as amended, has completed reviewing all the information submitted with your
application to support the Registration Review of the above referenced product in connection
with Cymoxanil Interim Decision, and has concluded that your submission is acceptable. The
label referred to above, submitted in connection with registration under FIFRA, as amended, is
acceptable.
Should you wish to add/retain a reference to the companys website on your label, then please be
aware that the website becomes labeling under the Federal Insecticide Fungicide and Rodenticide
Act and is subject to review by the Agency. If the website is false or misleading, the product
would be misbranded and unlawful to sell or distribute under FIFRA section 12(a)(1)(E). 40
CFR 156.10(a)(5) list examples of statements EPA may consider false or misleading. In addition,
regardless of whether a website is referenced on your products label, claims made on the
website may not substantially differ from those claims approved through the registration process.
Therefore, should the Agency find or if it is brought to our attention that a website contains false
or misleading statements or claims substantially differing from the EPA approved registration,
the website will be referred to the EPAs Office of Enforcement and Compliance.
A copy of your label stamped “Accepted” is enclosed. Products shipped after 12 months from the
date of this amendment must bear the new revised label. Your release for shipment of the
product bearing the amended label constitutes acceptance of these conditions. If these conditions
are not complied with, the registration will be subject to cancellation in accordance with FIFRA
section 6.
Page 2 of 2
EPA Reg. No. 352-604
Decision No. 557600
If you have any questions about this letter, please contact Srijana Shrestha by phone at 703-305-
6471, or via email at shrestha.srijana@epa.gov
.
Sincerely,
Linda Arrington, Branch Chief
Risk Management and Implementation Branch 4
Pesticide Re-Evaluation Division
Office of Pesticide Programs
Enclosure: Stamped Label

<WϰϴϭͬƵWŽŶƚdĂŶŽƐͬD^dZŵĞŶĚͬϬϰͲϮϬͲϮϭ WĂŐĞϭ

%DVHODEHO 
)$02;$'21( *5283  )81*,&,'(
&<02;$1,/*5283 )81*,&,'(

'X3RQWŒ7DQRVŠ
)81*,&,'(
>$%17DQRVŠ@

Dry Flowable
$FWLYH,QJUHGLHQWV
 )DPR[DGRQH  
 &\PR[DQLO 
2WKHU,QJUHGLHQWV  
7RWDO 

.((32872)5($&+2)&+,/'5(1
&$87,21

)LUVW$LG
,ILQKDOHG0RYHSHUVRQWRIUHVKDLU,ISHUVRQLVQRWEUHDWKLQJFDOORUDQDPEXODQFHWKHQJLYHDUWLILFLDO
UHVSLUDWLRQSUHIHUDEO\PRXWKWRPRXWKLISRVVLEOH&DOODSRLVRQFRQWUROFHQWHURUGRFWRUIRUIXUWKHUWUHDWPHQW
DGYLFH
,IRQVNLQRUFORWKLQJ7DNHRIIFRQWDPLQDWHGFORWKLQJ5LQVHVNLQLPPHGLDWHO\ZLWKSOHQW\RIZDWHUIRU
PLQXWHV&DOODSRLVRQFRQWUROFHQWHURUGRFWRUIRUWUHDWPHQWDGYLFH
,ILQH\HV+ROGH\HRSHQDQGULQVHVORZO\DQGJHQWO\ ZLWKZDWHUIRUPLQXWHV5HPRYHFRQWDFWOHQVHVLI
SUHVHQWDIWHUWKHILUVWPLQXWHVWKHQFRQWLQXHULQVLQJH\H&DOODSRLVRQFRQWUROFHQWHURUGRFWRUIRUWUHDWPHQW
DGYLFH
,IVZDOORZHG&DOOSRLVRQFRQWUROFHQWHURUGRFWRU LPPHGLDWHO\IRUWUHDWPHQWDGYLFH+DYHSHUVRQVLSDJODVV RI
ZDWHULIDEOHWRVZDOORZ'RQRWLQGXFHYRPLWLQJXQOHVV WROGWRGRVRE\WKHSRLVRQFRQWUROFHQWHURUGRFWRU'RQRW
JLYHDQ\WKLQJE\PRXWKWRDQXQFRQVFLRXVSHUVRQ+DYHWKHSURGXFWFRQWDLQHURUODEHOZLWK\RXZKHQFDOOLQJ D
SRLVRQFRQWUROFHQWHURUGRFWRURUJRLQJIRUWUHDWPHQW <RXPD\DOVRFRQWDFWIRUHPHUJHQF\
PHGLFDOWUHDWPHQWLQIRUPDWLRQ

 3UHFDXWLRQDU\6WDWHPHQWV
 +D]DUGVWR+XPDQVDQG'RPHVWLF$QLPDOV
+DUPIXOLIVZDOORZHG&DXVHVPRGHUDWHH\H LUULWDWLRQ+DUPIXOLIDEVRUEHGWKURXJKVNLQ3URORQJHGRU
IUHTXHQWO\UHSHDWHGVNLQFRQWDFWPD\FDXVHDOOHUJLF UHDFWLRQVLQVRPHLQGLYLGXDOV$YRLGFRQWDFWZLWKVNLQ
H\HVRUFORWKLQJ:DVKWKRURXJKO\ZLWKVRDSDQGZDWHU DIWHUKDQGOLQJ+DUPIXOLILQKDOHG$YRLGEUHDWKLQJ
GXVW YDSRURUVSUD\PLVW 5HPRYHFRQWDPLQDWHGFORWKLQJDQG ZDVKFORWKLQJEHIRUHUHXVH

3HUVRQDO3URWHFWLYH(TXLSPHQW 33(
$OOPL[HUVORDGHUVDSSOLFDWRUVPXVWZHDUORQJVOHHYHGVKLUWVORQJSDQWVVKRHVDQGVRFNV
ƒ ,QDGGLWLRQPL[HUVORDGHUVVXSSRUWLQJDHULDODSSOLFDWLRQVPXVWZHDUFKHPLFDOUHVLVWDQWJORYHVDQGPXVW
ZHDUDPLQLPXPRID1,26+DSSURYHGSDUWLFXODWHILOWHULQJIDFHSLHFHUHVSLUDWRUZLWKDQ\15RU3ILOWHU25D
1,26+DSSURYHGHODVWRPHULFSDUWLFXODWHUHVSLUDWRUZLWKDQ\15RU3ILOWHU25D1,26+DSSURYHGSRZHUHGDLU
SXULI\LQJUHVSLUDWRUZLWK+(ILOWHUV
ƒ ,QDGGLWLRQPL[HUVORDGHUVVXSSRUWLQJFKHPLJDWLRQPXVWZHDUFKHPLFDOUHVLVWDQWJORYHVDQGPXVWZHDUD
PLQLPXPRID1,26+DSSURYHGSDUWLFXODWHILOWHULQJIDFHSLHFHUHVSLUDWRUZLWKDQ\15RU3ILOWHU25D1,26+
DSSURYHGHODVWRPHULFSDUWLFXODWHUHVSLUDWRUZLWKDQ\15RU3ILOWHU25D1,26+DSSURYHGSRZHUHGDLU
SXULI\LQJUHVSLUDWRUZLWK+(ILOWHUV
ƒ ,QDGGLWLRQPL[HUVORDGHUVVXSSRUWLQJDHULDODSSOLFDWLRQVIRUSRWDWRHVPXVWZHDUFKHPLFDOUHVLVWDQW
May 05, 2021
352-604

<WϰϴϭͬƵWŽŶƚdĂŶŽƐͬD^dZŵĞŶĚͬϬϰͲϮϬͲϮϭ WĂŐĞϮ
 
JORYHV
ƒ ,QDGGLWLRQPL[HUVORDGHUVDSSOLFDWRUVXVLQJPHFKDQLFDOO\SUHVVXUL]HGKDQGJXQVPXVWDOVRZHDUFKHPLFDO
UHVLVWDQWJORYHV
)ROORZ PDQXIDFWXUHU
V LQVWUXFWLRQV IRU FOHDQLQJPDLQWDLQLQJSHUVRQDO SURWHFWLYH HTXLSPHQW 33(  ,I QR VXFK
LQVWUXFWLRQVIRUZDVKDEOHVXVHGHWHUJHQWDQGKRWZDWHU.HHSDQGZDVK33( VHSDUDWHO\ IURP RWKHU ODXQGU\

(QJLQHHULQJ&RQWURO6WDWHPHQWV
:KHQKDQGOHUVXVHHQFORVHGFDEVRUDLUFUDIWLQDPDQQHUWKDWPHHWVWKHUHTXLUHPHQWVOLVWHGLQWKH:RUNHU
3URWHFWLRQ6WDQGDUG :36 IRUDJULFXOWXUDOSHVWLFLGHV>&)5SDUW G  @WKHKDQGOHU33(
UHTXLUHPHQWVPD\EHUHGXFHGRUPRGLILHGDVVSHFLILHGLQWKH:36

3LORWVPXVWXVHDQHQFORVHGFDEWKDWPHHWVWKHGHILQLWLRQOLVWHGLQWKH:36IRUDJULFXOWXUDOSHVWLFLGHV>&)5
@

8VHU6DIHW\5HFRPPHQGDWLRQV
8VHUV6KRXOG
x:DVKKDQGVWKRURXJKO\ZLWKVRDSDQGZDWHUDIWHUKDQGOLQJEHIRUHHDWLQJ GULQNLQJ FKHZLQJ JXP
XVLQJ WREDFFR RU XVLQJ WKH WRLOHW5HPRYH33(LPPHGLDWHO\DIWHUKDQGOLQJWKLVSURGXFW
x :DVKWKHRXWVLGHRIJORYHVEHIRUHUHPRYLQJ$VVRRQDVSRVVLEOHZDVKWKRURXJKO\DQGFKDQJHFORWKLQJ
5HPRYHFORWKLQJ33(LPPHGLDWHO\LISHVWLFLGHJHWVLQVLGH

6WRUDJH$QG'LVSRVDO
3HVWLFLGH6WRUDJH6WRUHSURGXFWLQRULJLQDOFRQWDLQHURQO\'RQRWFRQWDPLQDWHZDWHURWKHUSHVWLFLGHV
IHUWLOL]HUIRRGRUIHHGLQVWRUDJH6WRUHLQDFRROGU\SODFH

3HVWLFLGH'LVSRVDO'RQRWFRQWDPLQDWHZDWHUIRRGRUIHHGE\GLVSRVDO:DVWHUHVXOWLQJIURPWKHXVHRIWKLV
SURGXFWPD\EHGLVSRVHGRIRQVLWHRUDWDQDSSURYHGZDVWHGLVSRVDOIDFLOLW\

&RQWDLQHU+DQGOLQJ5HIHUWRWKH1HW&RQWHQWVVHFWLRQRIWKLVSURGXFW¶VODEHOLQJIRUWKHDSSOLFDEOH
³1RQUHILOODEOH&RQWDLQHU´RU³5HILOODEOH&RQWDLQHU´GHVLJQDWLRQ

1RQUHILOODEOH3ODVWLFDQG0HWDO&RQWDLQHUV &DSDFLW\(TXDOWRRU/HVV7KDQ3RXQGV 1RQUHILOODEOH
FRQWDLQHU'RQRWUHXVHRUUHILOOWKLVFRQWDLQHU7ULSOHULQVHFRQWDLQHU RUHTXLYDOHQW SURPSWO\DIWHUHPSW\LQJ
7ULSOHULQVHDVIROORZV(PSW\WKHUHPDLQLQJFRQWHQWVLQWRDSSOLFDWLRQHTXLSPHQWRUDPL[WDQN)LOOWKHFRQWDLQHU
IXOOZLWKZDWHUDQGUHFDS6KDNHIRUVHFRQGV3RXUULQVDWHLQWRDSSOLFDWLRQHTXLSPHQWRUDPL[WDQNRU
VWRUHULQVDWHIRUODWHUXVHRUGLVSRVDO'UDLQIRUVHFRQGVDIWHUWKHIORZEHJLQVWRGULS5HSHDWWKLVSURFHGXUH
WZRPRUHWLPHV7KHQIRU3ODVWLF&RQWDLQHUVRIIHUIRUUHF\FOLQJLIDYDLODEOHRUSXQFWXUHDQGGLVSRVHRILQD
VDQLWDU\ODQGILOORUE\LQFLQHUDWLRQ'RQRWEXUQXQOHVVDOORZHGE\VWDWHDQGORFDORUGLQDQFHV)RU0HWDO
&RQWDLQHUVRIIHUIRUUHF\FOLQJLIDYDLODEOHRUUHFRQGLWLRQLQJLIDSSURSULDWHRUSXQFWXUHDQGGLVSRVHRILQD
VDQLWDU\ODQGILOORUE\RWKHUSURFHGXUHVDSSURYHGE\VWDWHDQGORFDODXWKRULWLHV

1RQUHILOODEOH3ODVWLFDQG0HWDO&RQWDLQHUV &DSDFLW\*UHDWHU7KDQ3RXQGV 1RQUHILOODEOHFRQWDLQHU'R
QRWUHXVHRUUHILOOWKLVFRQWDLQHU7ULSOHULQVHFRQWDLQHU RUHTXLYDOHQW SURPSWO\DIWHUHPSW\LQJ7ULSOHULQVHDV
IROORZV(PSW\WKHUHPDLQLQJFRQWHQWVLQWRDSSOLFDWLRQHTXLSPHQWRUDPL[WDQN)LOOWKHFRQWDLQHUIXOOZLWK
ZDWHU
5HSODFHDQGWLJKWHQFORVXUHV7LSFRQWDLQHURQLWVVLGHDQGUROOLWEDFNDQGIRUWKHQVXULQJDWOHDVWRQHFRPSOHWH
UHYROXWLRQIRUVHFRQGV6WDQGWKHFRQWDLQHURQLWVHQGDQGWLSLWEDFNDQGIRUWKVHYHUDOWLPHV7XUQWKH
FRQWDLQHURYHURQWRLWVRWKHUHQGDQGWLSLWEDFNDQGIRUWKVHYHUDOWLPHV(PSW\WKHULQVDWHLQWRDSSOLFDWLRQ
HTXLSPHQWRUDPL[WDQNRUVWRUHULQVDWHIRUODWHUXVHRUGLVSRVDO5HSHDWWKLVSURFHGXUHWZRPRUHWLPHV7KHQ
IRU3ODVWLF&RQWDLQHUVRIIHUIRUUHF\FOLQJLIDYDLODEOHRUSXQFWXUHDQGGLVSRVHRILQDVDQLWDU\ODQGILOORUE\
LQFLQHUDWLRQ'RQRWEXUQXQOHVVDOORZHGE\VWDWHDQGORFDORUGLQDQFHV)RU0HWDO&RQWDLQHUVRIIHUIRUUHF\FOLQJ
LIDYDLODEOHRUUHFRQGLWLRQLQJLIDSSURSULDWHRUSXQFWXUHDQGGLVSRVHRILQDVDQLWDU\ODQGILOORUE\RWKHU
SURFHGXUHVDSSURYHGE\VWDWHDQGORFDODXWKRULWLHV

1RQUHILOODEOH3ODVWLFDQG0HWDO&RQWDLQHUVHJ,QWHUPHGLDWH%XON&RQWDLQHUV>,%&@ 6L]HRU6KDSH7RR
/DUJHWREH7LSSHG5ROOHGRU7XUQHG8SVLGH'RZQ 1RQUHILOODEOHFRQWDLQHU'RQRWUHXVHRUUHILOOWKLV
FRQWDLQHU&OHDQFRQWDLQHUSURPSWO\DIWHUHPSW\LQJWKHFRQWHQWVIURPWKLVFRQWDLQHULQWRDSSOLFDWLRQHTXLSPHQW

<WϰϴϭͬƵWŽŶƚdĂŶŽƐͬD^dZŵĞŶĚͬϬϰͲϮϬͲϮϭ WĂŐĞϯ
 
RUPL[WDQNDQGEHIRUHILQDOGLVSRVDOXVLQJWKHIROORZLQJSUHVVXUHULQVLQJSURFHGXUH,QVHUWDODQFHILWWHGZLWK
DVXLWDEOHWDQNFOHDQLQJQR]]OHLQWRWKHFRQWDLQHUDQGHQVXUHWKDWWKHZDWHUVSUD\WKRURXJKO\FRYHUVWKHWRS
ERWWRPDQGDOOVLGHVLQVLGHWKHFRQWDLQHU7KHQR]]OHPDQXIDFWXUHUJHQHUDOO\SURYLGHVLQVWUXFWLRQVIRUWKH
DSSURSULDWHVSUD\SUHVVXUHVSUD\GXUDWLRQDQGRUVSUD\YROXPH,IWKHPDQXIDFWXUHU¶VLQVWUXFWLRQVDUHQRW
DYDLODEOHSUHVVXUHULQVHWKHFRQWDLQHUIRUDWOHDVWVHFRQGVXVLQJDPLQLPXPSUHVVXUHRI36,ZLWKD
PLQLPXPULQVHYROXPHRIRIWKHFRQWDLQHUYROXPH'UDLQSRXURUSXPSULQVDWHLQWRDSSOLFDWLRQHTXLSPHQW
RUULQVDWHFROOHFWLRQV\VWHP5HSHDWWKLVSUHVVXUHULQVLQJSURFHGXUHWZRPRUHWLPHV7KHQIRU3ODVWLF
&RQWDLQHUVRIIHUIRUUHF\FOLQJLIDYDLODEOHRUSXQFWXUHDQGGLVSRVHRILQDVDQLWDU\ODQGILOORUE\LQFLQHUDWLRQ)RU
0HWDO&RQWDLQHUVRIIHUIRUUHF\FOLQJLIDYDLODEOHRUUHFRQGLWLRQLQJLIDSSURSULDWHRUSXQFWXUHDQGGLVSRVHRILQD
VDQLWDU\ODQGILOORUE\RWKHUSURFHGXUHVDSSURYHGE\VWDWHDQGORFDODXWKRULWLHV

1RQUHILOODEOH3DSHURU3ODVWLF%DJV)LEHU6DFNVLQFOXGLQJ)OH[LEOH,QWHUPHGLDWH%XON&RQWDLQHUV ),%& 
RU)LEHU'UXPV:LWK/LQHUV1RQUHILOODEOHFRQWDLQHU'RQRWUHXVHRUUHILOOWKLVFRQWDLQHU
&RPSOHWHO\HPSW\SDSHURUSODVWLFEDJILEHUVDFNRUGUXPOLQHUE\VKDNLQJDQGWDSSLQJVLGHVDQGERWWRPWR
ORRVHQFOLQJLQJSDUWLFOHV(PSW\UHVLGXHLQWRDSSOLFDWLRQRUPDQXIDFWXULQJHTXLSPHQW7KHQRIIHUIRUUHF\FOLQJLI
DYDLODEOHRUGLVSRVHRIHPSW\SDSHURUSODVWLFEDJILEHUVDFNRUILEHUGUXPDQGOLQHULQDVDQLWDU\ODQGILOORUE\
LQFLQHUDWLRQ'RQRWEXUQXQOHVVDOORZHGE\VWDWHDQGORFDORUGLQDQFHV

5HILOODEOH)LEHU'UXPV:LWK/LQHUV5HILOODEOHFRQWDLQHU ILEHUGUXPRQO\ 5HILOOLQJ)LEHU'UXP5HILOOWKLVILEHU
GUXPZLWK7DQRVFRQWDLQLQJF\PR[DQLODQGIDPR[DGRQHRQO\'RQRWUHXVHWKLVILEHUGUXPIRUDQ\RWKHU
SXUSRVH&OHDQLQJEHIRUHUHILOOLQJLVWKHUHVSRQVLELOLW\RIWKHUHILOOHU
&RPSOHWHO\HPSW\OLQHUE\VKDNLQJDQGWDSSLQJVLGHVDQGERWWRPWRORRVHQFOLQJLQJSDUWLFOHV(PSW\UHVLGXH
LQWRDSSOLFDWLRQRUPDQXIDFWXULQJHTXLSPHQW'LVSRVLQJRI)LEHU'UXPDQGRU/LQHU'RQRWUHXVHWKLVILEHUGUXP
IRUDQ\RWKHUSXUSRVHRWKHUWKDQUHILOOLQJ VHHSUHFHGLQJ &OHDQLQJWKHFRQWDLQHU OLQHUDQGRUILEHUGUXP 
EHIRUHILQDOGLVSRVDOLVWKHUHVSRQVLELOLW\RIWKHSHUVRQGLVSRVLQJRIWKHFRQWDLQHU2IIHUWKHOLQHUIRUUHF\FOLQJLI
DYDLODEOHRUGLVSRVHRIOLQHULQDVDQLWDU\ODQGILOORUE\LQFLQHUDWLRQ'RQRWEXUQXQOHVVDOORZHGE\VWDWHDQG
ORFDORUGLQDQFHV,IGUXPLVFRQWDPLQDWHGDQGFDQQRWEHUHXVHGGLVSRVHRILWLQWKHPDQQHUUHTXLUHGIRULWV
OLQHU7RFOHDQWKHILEHUGUXPEHIRUHILQDOGLVSRVDOFRPSOHWHO\HPSW\WKHILEHUGUXPE\VKDNLQJDQGWDSSLQJ
VLGHVDQGERWWRPWRORRVHQFOLQJLQJSDUWLFOHV(PSW\UHVLGXHLQWRDSSOLFDWLRQRUPDQXIDFWXULQJHTXLSPHQW7KHQ
RIIHUWKHILEHUGUXPIRUUHF\FOLQJLIDYDLODEOHRUGLVSRVHRILQDVDQLWDU\ODQGILOORUE\LQFLQHUDWLRQ'RQRWEXUQ
XQOHVVDOORZHGE\VWDWHDQGORFDORUGLQDQFHV

$OO2WKHU5HILOODEOH&RQWDLQHUV5HILOODEOHFRQWDLQHU5HILOOLQJ&RQWDLQHU5HILOOWKLVFRQWDLQHUZLWK7DQRVŠ
FRQWDLQLQJF\PR[DQLODQGIDPR[DGRQHRQO\'RQRWUHXVHWKLVFRQWDLQHUIRUDQ\RWKHUSXUSRVH&OHDQLQJEHIRUH
UHILOOLQJLVWKHUHVSRQVLELOLW\RIWKHUHILOOHU3ULRUWRUHILOOLQJLQVSHFWFDUHIXOO\IRUGDPDJHVXFKDVFUDFNV
SXQFWXUHVDEUDVLRQVZRUQRXWWKUHDGVDQGFORVXUHGHYLFHV,IGDPDJHLVIRXQGGRQRWXVHWKHFRQWDLQHU
FRQWDFW'X3RQWDWWKHQXPEHUEHORZIRULQVWUXFWLRQV&KHFNIRUOHDNVDIWHUUHILOOLQJDQGEHIRUHWUDQVSRUWLQJ,I
OHDNVDUHIRXQGGRQRWUHXVHRUWUDQVSRUWFRQWDLQHUFRQWDFW'X3RQWDWWKHQXPEHUEHORZIRULQVWUXFWLRQV
'LVSRVLQJRI&RQWDLQHU'RQRWUHXVHWKLVFRQWDLQHUIRUDQ\RWKHUSXUSRVHRWKHUWKDQUHILOOLQJ VHHSUHFHGLQJ 
&OHDQLQJWKHFRQWDLQHUEHIRUHILQDOGLVSRVDOLVWKHUHVSRQVLELOLW\RIWKHSHUVRQGLVSRVLQJRIWKHFRQWDLQHU7R
FOHDQWKHFRQWDLQHUEHIRUHILQDOGLVSRVDOXVHWKHIROORZLQJSUHVVXUHULQVLQJSURFHGXUH,QVHUWDODQFHILWWHGZLWK
DVXLWDEOHWDQNFOHDQLQJQR]]OHLQWRWKHFRQWDLQHUDQGHQVXUHWKDWWKHZDWHUVSUD\WKRURXJKO\FRYHUVWKHWRS
ERWWRPDQGDOOVLGHVLQVLGHWKHFRQWDLQHU7KHQR]]OHPDQXIDFWXUHUJHQHUDOO\SURYLGHVLQVWUXFWLRQVIRUWKH
DSSURSULDWHVSUD\SUHVVXUHVSUD\GXUDWLRQDQGRUVSUD\YROXPH,IWKHPDQXIDFWXUHU¶VLQVWUXFWLRQVDUHQRW
DYDLODEOHSUHVVXUHULQVHWKHFRQWDLQHUIRUDWOHDVWVHFRQGVXVLQJDPLQLPXPSUHVVXUHRI36,ZLWKD
PLQLPXPULQVHYROXPHRIRIWKHFRQWDLQHUYROXPH'UDLQSRXURUSXPSULQVDWHLQWRDSSOLFDWLRQHTXLSPHQW
RUULQVDWHFROOHFWLRQV\VWHP5HSHDWWKLVSUHVVXUHULQVLQJSURFHGXUHWZRPRUHWLPHV7KHQIRU3ODVWLF
&RQWDLQHUVRIIHUIRUUHF\FOLQJLIDYDLODEOHRUSXQFWXUHDQGGLVSRVHRILQDVDQLWDU\ODQGILOORUE\LQFLQHUDWLRQ'R
QRWEXUQXQOHVVDOORZHGE\VWDWHDQGORFDORUGLQDQFHV)RU0HWDO&RQWDLQHUVRIIHUIRUUHF\FOLQJLIDYDLODEOHRU
UHFRQGLWLRQLQJLIDSSURSULDWHRUSXQFWXUHDQGGLVSRVHRILQDVDQLWDU\ODQGILOORUE\RWKHUSURFHGXUHVDSSURYHG
E\VWDWHDQGORFDODXWKRULWLHV

2XWHU)RLO3RXFKHVRI:DWHU6ROXEOH3DFNHWV :63 1RQUHILOODEOHFRQWDLQHU'RQRWUHXVHRUUHILOOWKLV
FRQWDLQHU2IIHUIRUUHF\FOLQJLIDYDLODEOHRUGLVSRVHRIWKHHPSW\RXWHUIRLOSRXFKLQWKHWUDVKDVORQJDV:63LV
XQEURNHQ,IWKHRXWHUSRXFKFRQWDFWVWKHIRUPXODWHGSURGXFWLQDQ\ZD\WKHSRXFKPXVWEHWULSOHULQVHGZLWK
FOHDQZDWHU$GGWKHULQVDWHWRWKHVSUD\WDQNDQGGLVSRVHRIWKHRXWHUSRXFKDVGHVFULEHGSUHYLRXVO\
'RQRWWUDQVSRUWLIWKLVFRQWDLQHULVGDPDJHGRUOHDNLQJ,IWKHFRQWDLQHULVGDPDJHGOHDNLQJRUREVROHWHRULQ
WKHHYHQWRIDPDMRUVSLOOILUHRURWKHUHPHUJHQF\FRQWDFW'X3RQWDWGD\RUQLJKW

<WϰϴϭͬƵWŽŶƚdĂŶŽƐͬD^dZŵĞŶĚͬϬϰͲϮϬͲϮϭ WĂŐĞϰ
 

5HIHUWRODEHOERRNOHWIRUDGGLWLRQDOSUHFDXWLRQDU\LQIRUPDWLRQDQG'LUHFWLRQVIRU8VH

1RWLFH5HDGWKHHQWLUHODEHO8VHRQO\DFFRUGLQJWRODEHOGLUHFWLRQV%HIRUHXVLQJWKLVSURGXFWUHDG
:DUUDQW\'LVFODLPHU,QKHUHQW5LVNVRI8VHDQG/LPLWDWLRQRI5HPHGLHVDWHQGRIODEHOERRNOHW,IWHUPV
DUHXQDFFHSWDEOHUHWXUQDWRQFHXQRSHQHG

,QFDVHRIHPHUJHQF\HQGDQJHULQJKHDOWKRUWKHHQYLURQPHQWLQYROYLQJWKLVSURGXFWFDOO

$JULFXOWXUDO&KHPLFDO'RQRWVKLSRUVWRUHZLWKIRRGIHHGVGUXJVRUFORWKLQJ

(3$5HJ1R (3$(VW1RBBBBB 

ŠŒ7UDGHPDUNVRI'RZ$JUR6FLHQFHV'X3RQWRU3LRQHHUDQGWKHLUDIILOLDWHGFRPSDQLHVRUUHVSHFWLYHRZQHUV

WƌŽĚƵĐĞĚĨŽƌ
(,GX3RQWGH1HPRXUVDQG&RPSDQ\
&KHVWQXW5XQ3OD]D
&HQWUH5RDG
:LOPLQJWRQ'(86$

1(7:(,*+7BBBBBBB
 

<WϰϴϭͬƵWŽŶƚdĂŶŽƐͬD^dZŵĞŶĚͬϬϰͲϮϬͲϮϭ WĂŐĞϱ
 
%RRNOHWFRYHUVKLSSLQJ&RQWDLQHU 
)$02;$'21( *5283  )81*,&,'(
&<02;$1,/*5283 )81*,&,'(

'X3RQWŒ7DQRVŠ
)81*,&,'(
>$%17DQRVŠ@


Dry Flowable
$FWLYH,QJUHGLHQWV
 )DPR[DGRQH  
 &\PR[DQLO 
2WKHU,QJUHGLHQWV  
7RWDO 

.((32872)5($&+2)&+,/'5(1
&$87,21

$JULFXOWXUDO8VH5HTXLUHPHQWV
8VHWKLVSURGXFWRQO\LQDFFRUGDQFHZLWKLWVODEHOLQJDQGZLWKWKH:RUNHU3URWHFWLRQ6WDQGDUG&)5SDUW
5HIHUWRWKHODEHOERRNOHWXQGHU$JULFXOWXUDO8VH5HTXLUHPHQWVLQWKH'LUHFWLRQVIRU8VHVHFWLRQIRU
LQIRUPDWLRQDERXWWKLVVWDQGDUG

5HIHUWRODEHOERRNOHWIRUDGGLWLRQDOSUHFDXWLRQDU\LQIRUPDWLRQLQFOXGLQJ)LUVW$LGDQG'LUHFWLRQVIRU
8VH

1RWLFH5HDGWKHHQWLUHODEHO8VHRQO\DFFRUGLQJWRODEHOGLUHFWLRQV%HIRUHXVLQJWKLVSURGXFWUHDG
:DUUDQW\'LVFODLPHU,QKHUHQW5LVNVRI8VHDQG/LPLWDWLRQRI5HPHGLHVDWHQGRIODEHOERRNOHW,IWHUPV
DUHXQDFFHSWDEOHUHWXUQDWRQFHXQRSHQHG

,QFDVHRIHPHUJHQF\HQGDQJHULQJKHDOWKRUWKHHQYLURQPHQWLQYROYLQJWKLVSURGXFWFDOO

$JULFXOWXUDO&KHPLFDO'RQRWVKLSRUVWRUHZLWKIRRGIHHGVGUXJVRUFORWKLQJ

(3$5HJ1R (3$(VW1RBBBBB 

ŠŒ7UDGHPDUNVRI'RZ$JUR6FLHQFHV'X3RQWRU3LRQHHUDQGWKHLUDIILOLDWHGFRPSDQLHVRUUHVSHFWLYHRZQHUV

WƌŽĚƵĐĞĚĨŽƌ
(,GX3RQWGH1HPRXUVDQG&RPSDQ\
&KHVWQXW5XQ3OD]D
&HQWUH5RDG
:LOPLQJWRQ'(86$

1(7:(,*+7BBBBBBB
 

<WϰϴϭͬƵWŽŶƚdĂŶŽƐͬD^dZŵĞŶĚͬϬϰͲϮϬͲϮϭ WĂŐĞϲ
 
>%RRNOHWSDJHWKURXJKHQG 

 3UHFDXWLRQDU\6WDWHPHQWV
 +D]DUGVWR+XPDQVDQG'RPHVWLF$QLPDOV
&$87,21

+DUPIXOLIVZDOORZHG&DXVHVPRGHUDWHH\H LUULWDWLRQ+DUPIXOLIDEVRUEHGWKURXJKVNLQ3URORQJHGRU
IUHTXHQWO\UHSHDWHGVNLQFRQWDFWPD\FDXVHDOOHUJLF UHDFWLRQVLQVRPHLQGLYLGXDOV$YRLGFRQWDFWZLWKVNLQ
H\HVRUFORWKLQJ:DVKWKRURXJKO\ZLWKVRDSDQGZDWHU DIWHUKDQGOLQJ+DUPIXOLILQKDOHG$YRLGEUHDWKLQJ
GXVW YDSRURUVSUD\PLVW 5HPRYHFRQWDPLQDWHGFORWKLQJDQG ZDVKFORWKLQJEHIRUHUHXVH

3HUVRQDO3URWHFWLYH(TXLSPHQW 33( 
$OOPL[HUVORDGHUVDSSOLFDWRUVPXVWZHDUORQJVOHHYHGVKLUWVORQJSDQWVVKRHVDQGVRFNV
ƒ ,QDGGLWLRQPL[HUVORDGHUVVXSSRUWLQJDHULDODSSOLFDWLRQVPXVWZHDUFKHPLFDOUHVLVWDQWJORYHVDQGPXVW
ZHDUDPLQLPXPRID1,26+DSSURYHGSDUWLFXODWHILOWHULQJIDFHSLHFHUHVSLUDWRUZLWKDQ\15RU3ILOWHU25D
1,26+DSSURYHGHODVWRPHULFSDUWLFXODWHUHVSLUDWRUZLWKDQ\15RU3ILOWHU25D1,26+DSSURYHGSRZHUHGDLU
SXULI\LQJUHVSLUDWRUZLWK+(ILOWHUV
ƒ ,QDGGLWLRQPL[HUVORDGHUVVXSSRUWLQJFKHPLJDWLRQPXVWZHDUFKHPLFDOUHVLVWDQWJORYHVDQGPXVWZHDUD
PLQLPXPRID1,526+DSSURYHGSDUWLFXODWHILOWHULQJIDFHSLHFHUHVSLUDWRUZLWKDQ\15RU3ILOWHU25D1,26+
DSSURYHGHODVWRPHULFSDUWLFXODWHUHVSLUDWRUZLWKDQ\15RU3ILOWHU25D1,26+DSSURYHGSRZHUHGDLU
SXULI\LQJUHVSLUDWRUZLWK+(ILOWHUV
ƒ ,QDGGLWLRQPL[HUVORDGHUVVXSSRUWLQJDHULDODSSOLFDWLRQVIRUSRWDWRHVPXVWZHDUFKHPLFDOUHVLVWDQW
JORYHV
ƒ ,QDGGLWLRQPL[HUVORDGHUVDSSOLFDWRUVXVLQJPHFKDQLFDOO\SUHVVXUL]HGKDQGJXQVPXVWDOVRZHDUFKHPLFDO
UHVLVWDQWJORYHV
)ROORZ PDQXIDFWXUHU
V LQVWUXFWLRQV IRU FOHDQLQJPDLQWDLQLQJSHUVRQDO SURWHFWLYH HTXLSPHQW 33(   ,I QR VXFK
LQVWUXFWLRQVIRUZDVKDEOHVXVHGHWHUJHQWDQGKRWZDWHU.HHSDQGZDVK33( VHSDUDWHO\ IURP RWKHU ODXQGU\

(QJLQHHULQJ&RQWURO6WDWHPHQWV
:KHQKDQGOHUVXVHHQFORVHGFDEVRUDLUFUDIWLQDPDQQHUWKDWPHHWVWKHUHTXLUHPHQWVOLVWHGLQWKH:RUNHU
3URWHFWLRQ6WDQGDUG :36 IRUDJULFXOWXUDOSHVWLFLGHV>&)5SDUW
 G  @WKHKDQGOHU33(UHTXLUHPHQWVPD\EHUHGXFHGRUPRGLILHGDVVSHFLILHGLQWKH:36

3LORWVPXVWXVHDQHQFORVHGFDEWKDWPHHWVWKHGHILQLWLRQOLVWHGLQWKH:36IRUDJULFXOWXUDOSHVWLFLGHV>&)5
@

8VHU6DIHW\5HFRPPHQGDWLRQV
8VHUV6KRXOG
x:DVKKDQGVWKRURXJKO\ZLWKVRDSDQGZDWHUDIWHUKDQGOLQJEHIRUHHDWLQJGULQNLQJFKHZLQJJXPXVLQJ
WREDFFRRUXVLQJWKHWRLOHW5HPRYH33(LPPHGLDWHO\DIWHUKDQGOLQJWKLVSURGXFW
x :DVKWKHRXWVLGHRIJORYHVEHIRUHUHPRYLQJ$VVRRQDVSRVVLEOHZDVKWKRURXJKO\DQGFKDQJHFORWKLQJ
5HPRYHFORWKLQJ33(LPPHGLDWHO\LISHVWLFLGHJHWVLQVLGH

)LUVW$LG
,ILQKDOHG0RYHSHUVRQWRIUHVKDLU,ISHUVRQLVQRWEUHDWKLQJFDOORUDQDPEXODQFHWKHQJLYHDUWLILFLDO
UHVSLUDWLRQSUHIHUDEO\PRXWKWRPRXWKLISRVVLEOH&DOODSRLVRQFRQWUROFHQWHURUGRFWRUIRUIXUWKHUWUHDWPHQW
DGYLFH
,IRQVNLQRUFORWKLQJ7DNHRIIFRQWDPLQDWHGFORWKLQJ5LQVHVNLQLPPHGLDWHO\ZLWKSOHQW\RIZDWHUIRU
PLQXWHV&DOODSRLVRQFRQWUROFHQWHURUGRFWRUIRUWUHDWPHQWDGYLFH
,ILQH\HV+ROGH\HRSHQDQGULQVHVORZO\DQGJHQWO\ ZLWKZDWHUIRUPLQXWHV5HPRYHFRQWDFWOHQVHVLI
SUHVHQWDIWHUWKHILUVWPLQXWHVWKHQFRQWLQXHULQVLQJH\H&DOODSRLVRQFRQWUROFHQWHURUGRFWRUIRUWUHDWPHQW
DGYLFH
,IVZDOORZHG&DOOSRLVRQFRQWUROFHQWHURUGRFWRU LPPHGLDWHO\IRUWUHDWPHQWDGYLFH+DYHSHUVRQVLSDJODVV RI
ZDWHULIDEOHWRVZDOORZ'RQRWLQGXFHYRPLWLQJXQOHVV WROGWRGRVRE\WKHSRLVRQFRQWUROFHQWHURUGRFWRU'RQRW
JLYHDQ\WKLQJE\PRXWKWRDQXQFRQVFLRXVSHUVRQ+DYHWKHSURGXFWFRQWDLQHURUODEHOZLWK\RXZKHQFDOOLQJ D

<WϰϴϭͬƵWŽŶƚdĂŶŽƐͬD^dZŵĞŶĚͬϬϰͲϮϬͲϮϭ WĂŐĞϳ
 
SRLVRQFRQWUROFHQWHURUGRFWRURUJRLQJIRUWUHDWPHQW <RXPD\DOVRFRQWDFWIRUHPHUJHQF\
PHGLFDOWUHDWPHQWLQIRUPDWLRQ

(QYLURQPHQWDO+D]DUGV
7KLVSURGXFWLVWR[LFWRILVKDQGLQYHUWHEUDWHV'RQRWDSSO\GLUHFWO\WRZDWHUWRDUHDVZKHUHVXUIDFHZDWHU
LVSUHVHQWRUWRLQWHUWLGDODUHDVEHORZWKHPHDQKLJKZDWHUPDUN'ULIWDQGUXQRIIPD\EHKD]DUGRXVWR
DTXDWLFRUJDQLVPVLQZDWHUDGMDFHQWWRWUHDWHGDUHDV'RQRWFRQWDPLQDWHZDWHUZKHQGLVSRVLQJRI
HTXLSPHQWZDVKZDWHUVRUULQVDWH'ULIWDQGUXQRIIPD\EHKD]DUGRXVWRDTXDWLFRUJDQLVPVLQZDWHU
DGMDFHQWWRWUHDWHGDUHDV

6XUIDFH:DWHU$GYLVRU\
7KLV SURGXFWPD\FRQWDPLQDWHZDWHUWKURXJKGULIWRIVSUD\LQZLQG7KLVSURGXFWKDVDSRWHQWLDOIRUUXQRIIIRU
VHYHUDOPRQWKV RUPRUHDIWHUDSSOLFDWLRQ 3RRUO\GUDLQLQJVRLOVDQGVRLOVZLWKVKDOORZZDWHUWDEOHVDUHPRUH
SURQHWRSURGXFHUXQRIIWKDWFRQWDLQVWKLVSURGXFW$IRRWEXIIHUVWULSLVUHTXLUHGEHWZHHQDUHDVWRZKLFKWKLV
SURGXFWLVDSSOLHGDQGSHUPDQHQW VXUIDFH ZDWHU IHDWXUHV LQFOXGLQJ ODNHV ULYHUVVWUHDPV PDUVKHV DQG SRQGV
VSULQJV HVWXDULHV DQGFRPPHUFLDOILVKIDUPSRQGVWRUHGXFHWKHSRWHQWLDOIRUFRQWDPLQDWLRQ RI ZDWHU IURP
UDLQIDOOUXQRII 5XQRII RI WKLVSURGXFW ZLOO EH UHGXFHG E\DYRLGLQJ DSSOLFDWLRQV ZKHQUDLQIDOOLVIRUHFDVWHGWRRFFXU
ZLWKLQKRXUV6RLOHURVLRQ FRQWURO SUDFWLFHV ZLOO UHGXFH WKLV SURGXFW¶V FRQWULEXWLRQ WR VXUIDFH ZDWHU
FRQWDPLQDWLRQ

 'LUHFWLRQVIRU8VH
,WLVDYLRODWLRQRIIHGHUDOODZWRXVHWKLVSURGXFWLQDPDQQHULQFRQVLVWHQWZLWKLWVODEHOLQJ

5HVWULFWLRQV
x 3LORWVPXVWXVHDQHQFORVHGFDEWKDWPHHWVWKHGHILQLWLRQOLVWHGLQWKH:36IRUDJULFXOWXUDOSHVWLFLGHV>
&)5@
x'RQRWDSSO\WKLVSURGXFWLQDZD\WKDWZLOOFRQWDFWZRUNHUVRURWKHUSHUVRQVHLWKHUGLUHFWO\RUWKURXJKGULIW
2QO\SURWHFWHGKDQGOHUVPD\EHLQWKHDUHDGXULQJDSSOLFDWLRQ
x )RUDQ\UHTXLUHPHQWVVSHFLILFWR\RXU6WDWHRU7ULEHFRQVXOWWKHDJHQF\UHVSRQVLEOHIRUSHVWLFLGHUHJXODWLRQ

$JULFXOWXUDO8VH5HTXLUHPHQWV
8VHWKLVSURGXFWRQO\LQDFFRUGDQFHZLWKLWVODEHOLQJDQGZLWKWKH:RUNHU3URWHFWLRQ6WDQGDUG&)5SDUW
7KLV 6WDQGDUG FRQWDLQV UHTXLUHPHQWV IRU WKH SURWHFWLRQ RIDJULFXOWXUDO ZRUNHUV RQ IDUPV IRUHVWV QXUVHULHV DQG
JUHHQKRXVHV DQG KDQGOHUV RI DJULFXOWXUDO SHVWLFLGHV,WFRQWDLQV UHTXLUHPHQWV IRU WUDLQLQJ GHFRQWDPLQDWLRQ
QRWLILFDWLRQ DQGHPHUJHQF\DVVLVWDQFH,WDOVRFRQWDLQVVSHFLILF LQVWUXFWLRQV DQG H[FHSWLRQV SHUWDLQLQJ WR WKH
VWDWHPHQWV RQ WKLV ODEHO DERXW SHUVRQDO SURWHFWLYHHTXLSPHQW 33(  DQG UHVWULFWHGHQWU\ LQWHUYDO 7KHUHTXLUHPHQWV
LQWKLVER[RQO\DSSO\WRXVHVRIWKLVSURGXFWWKDWDUHFRYHUHGE\WKH:RUNHU3URWHFWLRQ6WDQGDUG

'RQRWHQWHURUDOORZ Z RUNHUHQWU\LQWRWUHDWHGDUHDVGXULQJ WKHUHVWULFWHGHQWU\LQWHUYDO 5(, RIKRXUV

33(UHTXLUHGIRUHDUO\HQWU\WRWUHDWHGDUHDVWKDWLVSHUPLWWHG XQGHU WKH :RUNHU 3URWHFWLRQ 6WDQGDUG DQG WKDW
LQYROYHVFRQWDFWZLWKDQ\WKLQJWKDWKDVEHHQWUHDWHGVXFKDVSODQWVVRLORUZDWHULV
x&RYHUDOOV
x&KHPLFDO5HVLVWDQW*ORYHVVXFKDVEXW\OUXEEHU QDWXUDO UXEEHU QHRSUHQH UXEEHU RU QLWULOHUXEEHUDOO!
PLOV
x6KRHVSOXVVRFNV

6WRUDJH$QG'LVSRVDO
3HVWLFLGH6WRUDJH6WRUHSURGXFWLQRULJLQDOFRQWDLQHURQO\'RQRWFRQWDPLQDWHZDWHURWKHUSHVWLFLGHV
IHUWLOL]HUIRRGRUIHHGLQVWRUDJH6WRUHLQDFRROGU\SODFH

3HVWLFLGH'LVSRVDO'RQRWFRQWDPLQDWHZDWHUIRRGRUIHHGE\GLVSRVDO:DVWHUHVXOWLQJIURPWKHXVHRIWKLV
SURGXFWPD\EHGLVSRVHGRIRQVLWHRUDWDQDSSURYHGZDVWHGLVSRVDOIDFLOLW\

&RQWDLQHU+DQGOLQJ5HIHUWRWKH1HW&RQWHQWVVHFWLRQRIWKLVSURGXFW¶VODEHOLQJIRUWKHDSSOLFDEOH

<WϰϴϭͬƵWŽŶƚdĂŶŽƐͬD^dZŵĞŶĚͬϬϰͲϮϬͲϮϭ WĂŐĞϴ
 
³1RQUHILOODEOH&RQWDLQHU´RU³5HILOODEOH&RQWDLQHU´GHVLJQDWLRQ

1RQUHILOODEOH3ODVWLFDQG0HWDO&RQWDLQHUV &DSDFLW\(TXDOWRRU/HVV7KDQ3RXQGV 1RQUHILOODEOH
FRQWDLQHU'RQRWUHXVHRUUHILOOWKLVFRQWDLQHU7ULSOHULQVHFRQWDLQHU RUHTXLYDOHQW SURPSWO\DIWHUHPSW\LQJ
7ULSOHULQVHDVIROORZV(PSW\WKHUHPDLQLQJFRQWHQWVLQWRDSSOLFDWLRQHTXLSPHQWRUDPL[WDQN)LOOWKHFRQWDLQHU
IXOOZLWKZDWHUDQGUHFDS6KDNHIRUVHFRQGV3RXUULQVDWHLQWRDSSOLFDWLRQHTXLSPHQWRUDPL[WDQNRU
VWRUHULQVDWHIRUODWHUXVHRUGLVSRVDO'UDLQIRUVHFRQGVDIWHUWKHIORZEHJLQVWRGULS5HSHDWWKLVSURFHGXUH
WZRPRUHWLPHV7KHQIRU3ODVWLF&RQWDLQHUVRIIHUIRUUHF\FOLQJLIDYDLODEOHRUSXQFWXUHDQGGLVSRVHRILQD
VDQLWDU\ODQGILOORUE\LQFLQHUDWLRQ'RQRWEXUQXQOHVVDOORZHGE\VWDWHDQGORFDORUGLQDQFHV)RU0HWDO
&RQWDLQHUVRIIHUIRUUHF\FOLQJLIDYDLODEOHRUUHFRQGLWLRQLQJLIDSSURSULDWHRUSXQFWXUHDQGGLVSRVHRILQD
VDQLWDU\ODQGILOORUE\RWKHUSURFHGXUHVDSSURYHGE\VWDWHDQGORFDODXWKRULWLHV

1RQUHILOODEOH3ODVWLFDQG0HWDO&RQWDLQHUV &DSDFLW\*UHDWHU7KDQ3RXQGV 1RQUHILOODEOHFRQWDLQHU'R
QRWUHXVHRUUHILOOWKLVFRQWDLQHU7ULSOHULQVHFRQWDLQHU RUHTXLYDOHQW SURPSWO\DIWHUHPSW\LQJ7ULSOHULQVHDV
IROORZV(PSW\WKHUHPDLQLQJFRQWHQWVLQWRDSSOLFDWLRQHTXLSPHQWRUDPL[WDQN)LOOWKHFRQWDLQHUIXOOZLWK
ZDWHU
5HSODFHDQGWLJKWHQFORVXUHV7LSFRQWDLQHURQLWVVLGHDQGUROOLWEDFNDQGIRUWKHQVXULQJDWOHDVWRQHFRPSOHWH
UHYROXWLRQIRUVHFRQGV6WDQGWKHFRQWDLQHURQLWVHQGDQGWLSLWEDFNDQGIRUWKVHYHUDOWLPHV7XUQWKH
FRQWDLQHURYHURQWRLWVRWKHUHQGDQGWLSLWEDFNDQGIRUWKVHYHUDOWLPHV(PSW\WKHULQVDWHLQWRDSSOLFDWLRQ
HTXLSPHQWRUDPL[WDQNRUVWRUHULQVDWHIRUODWHUXVHRUGLVSRVDO5HSHDWWKLVSURFHGXUHWZRPRUHWLPHV7KHQ
IRU3ODVWLF&RQWDLQHUVRIIHUIRUUHF\FOLQJLIDYDLODEOHRUSXQFWXUHDQGGLVSRVHRILQDVDQLWDU\ODQGILOORUE\
LQFLQHUDWLRQ'RQRWEXUQXQOHVVDOORZHGE\VWDWHDQGORFDORUGLQDQFHV)RU0HWDO&RQWDLQHUVRIIHUIRUUHF\FOLQJ
LIDYDLODEOHRUUHFRQGLWLRQLQJLIDSSURSULDWHRUSXQFWXUHDQGGLVSRVHRILQDVDQLWDU\ODQGILOORUE\RWKHU
SURFHGXUHVDSSURYHGE\VWDWHDQGORFDODXWKRULWLHV

1RQUHILOODEOH3ODVWLFDQG0HWDO&RQWDLQHUVHJ,QWHUPHGLDWH%XON&RQWDLQHUV>,%&@ 6L]HRU6KDSH7RR
/DUJHWREH7LSSHG5ROOHGRU7XUQHG8SVLGH'RZQ 1RQUHILOODEOHFRQWDLQHU'RQRWUHXVHRUUHILOOWKLV
FRQWDLQHU&OHDQFRQWDLQHUSURPSWO\DIWHUHPSW\LQJWKHFRQWHQWVIURPWKLVFRQWDLQHULQWRDSSOLFDWLRQHTXLSPHQW
RUPL[WDQNDQGEHIRUHILQDOGLVSRVDOXVLQJWKHIROORZLQJSUHVVXUHULQVLQJSURFHGXUH,QVHUWDODQFHILWWHGZLWK
DVXLWDEOHWDQNFOHDQLQJQR]]OHLQWRWKHFRQWDLQHUDQGHQVXUHWKDWWKHZDWHUVSUD\WKRURXJKO\FRYHUVWKHWRS
ERWWRPDQGDOOVLGHVLQVLGHWKHFRQWDLQHU7KHQR]]OHPDQXIDFWXUHUJHQHUDOO\SURYLGHVLQVWUXFWLRQVIRUWKH
DSSURSULDWHVSUD\SUHVVXUHVSUD\GXUDWLRQDQGRUVSUD\YROXPH,IWKHPDQXIDFWXUHU¶VLQVWUXFWLRQVDUHQRW
DYDLODEOHSUHVVXUHULQVHWKHFRQWDLQHUIRUDWOHDVWVHFRQGVXVLQJDPLQLPXPSUHVVXUHRI36,ZLWKD
PLQLPXPULQVHYROXPHRIRIWKHFRQWDLQHUYROXPH'UDLQSRXURUSXPSULQVDWHLQWRDSSOLFDWLRQHTXLSPHQW
RUULQVDWHFROOHFWLRQV\VWHP5HSHDWWKLVSUHVVXUHULQVLQJSURFHGXUHWZRPRUHWLPHV7KHQIRU3ODVWLF
&RQWDLQHUVRIIHUIRUUHF\FOLQJLIDYDLODEOHRUSXQFWXUHDQGGLVSRVHRILQDVDQLWDU\ODQGILOORUE\LQFLQHUDWLRQ)RU
0HWDO&RQWDLQHUVRIIHUIRUUHF\FOLQJLIDYDLODEOHRUUHFRQGLWLRQLQJLIDSSURSULDWHRUSXQFWXUHDQGGLVSRVHRILQD
VDQLWDU\ODQGILOORUE\RWKHUSURFHGXUHVDSSURYHGE\VWDWHDQGORFDODXWKRULWLHV

1RQUHILOODEOH3DSHURU3ODVWLF%DJV)LEHU6DFNVLQFOXGLQJ)OH[LEOH,QWHUPHGLDWH%XON&RQWDLQHUV ),%& 
RU)LEHU'UXPV:LWK/LQHUV1RQUHILOODEOHFRQWDLQHU'RQRWUHXVHRUUHILOOWKLVFRQWDLQHU
&RPSOHWHO\HPSW\SDSHURUSODVWLFEDJILEHUVDFNRUGUXPOLQHUE\VKDNLQJDQGWDSSLQJVLGHVDQGERWWRPWR
ORRVHQFOLQJLQJSDUWLFOHV(PSW\UHVLGXHLQWRDSSOLFDWLRQRUPDQXIDFWXULQJHTXLSPHQW7KHQRIIHUIRUUHF\FOLQJLI
DYDLODEOHRUGLVSRVHRIHPSW\SDSHURUSODVWLFEDJILEHUVDFNRUILEHUGUXPDQGOLQHULQDVDQLWDU\ODQGILOORUE\
LQFLQHUDWLRQ'RQRWEXUQXQOHVVDOORZHGE\VWDWHDQGORFDORUGLQDQFHV

5HILOODEOH)LEHU'UXPV:LWK/LQHUV5HILOODEOHFRQWDLQHU ILEHUGUXPRQO\ 5HILOOLQJ)LEHU'UXP5HILOOWKLVILEHU
GUXPZLWK7DQRVFRQWDLQLQJF\PR[DQLODQGIDPR[DGRQHRQO\'RQRWUHXVHWKLVILEHUGUXPIRUDQ\RWKHU
SXUSRVH&OHDQLQJEHIRUHUHILOOLQJLVWKHUHVSRQVLELOLW\RIWKHUHILOOHU
&RPSOHWHO\HPSW\OLQHUE\VKDNLQJDQGWDSSLQJVLGHVDQGERWWRPWRORRVHQFOLQJLQJSDUWLFOHV(PSW\UHVLGXH
LQWRDSSOLFDWLRQRUPDQXIDFWXULQJHTXLSPHQW'LVSRVLQJRI)LEHU'UXPDQGRU/LQHU'RQRWUHXVHWKLVILEHUGUXP
IRUDQ\RWKHUSXUSRVHRWKHUWKDQUHILOOLQJ VHHSUHFHGLQJ &OHDQLQJWKHFRQWDLQHU OLQHUDQGRUILEHUGUXP 
EHIRUHILQDOGLVSRVDOLVWKHUHVSRQVLELOLW\RIWKHSHUVRQGLVSRVLQJRIWKHFRQWDLQHU2IIHUWKHOLQHUIRUUHF\FOLQJLI
DYDLODEOHRUGLVSRVHRIOLQHULQDVDQLWDU\ODQGILOORUE\LQFLQHUDWLRQ'RQRWEXUQXQOHVVDOORZHGE\VWDWHDQG
ORFDORUGLQDQFHV,IGUXPLVFRQWDPLQDWHGDQGFDQQRWEHUHXVHGGLVSRVHRILWLQWKHPDQQHUUHTXLUHGIRULWV
OLQHU7RFOHDQWKHILEHUGUXPEHIRUHILQDOGLVSRVDOFRPSOHWHO\HPSW\WKHILEHUGUXPE\VKDNLQJDQGWDSSLQJ
VLGHVDQGERWWRPWRORRVHQFOLQJLQJSDUWLFOHV(PSW\UHVLGXHLQWRDSSOLFDWLRQRUPDQXIDFWXULQJHTXLSPHQW7KHQ
RIIHUWKHILEHUGUXPIRUUHF\FOLQJLIDYDLODEOHRUGLVSRVHRILQDVDQLWDU\ODQGILOORUE\LQFLQHUDWLRQ'RQRWEXUQ

<WϰϴϭͬƵWŽŶƚdĂŶŽƐͬD^dZŵĞŶĚͬϬϰͲϮϬͲϮϭ WĂŐĞϵ
 
XQOHVVDOORZHGE\VWDWHDQGORFDORUGLQDQFHV

$OO2WKHU5HILOODEOH&RQWDLQHUV5HILOODEOHFRQWDLQHU5HILOOLQJ&RQWDLQHU5HILOOWKLVFRQWDLQHUZLWK7DQRVŠ
FRQWDLQLQJF\PR[DQLODQGIDPR[DGRQHRQO\'RQRWUHXVHWKLVFRQWDLQHUIRUDQ\RWKHUSXUSRVH&OHDQLQJEHIRUH
UHILOOLQJLVWKHUHVSRQVLELOLW\RIWKHUHILOOHU3ULRUWRUHILOOLQJLQVSHFWFDUHIXOO\IRUGDPDJHVXFKDVFUDFNV
SXQFWXUHVDEUDVLRQVZRUQRXWWKUHDGVDQGFORVXUHGHYLFHV,IGDPDJHLVIRXQGGRQRWXVHWKHFRQWDLQHU
FRQWDFW'X3RQWDWWKHQXPEHUEHORZIRULQVWUXFWLRQV&KHFNIRUOHDNVDIWHUUHILOOLQJDQGEHIRUHWUDQVSRUWLQJ,I
OHDNVDUHIRXQGGRQRWUHXVHRUWUDQVSRUWFRQWDLQHUFRQWDFW'X3RQWDWWKHQXPEHUEHORZIRULQVWUXFWLRQV
'LVSRVLQJRI&RQWDLQHU'RQRWUHXVHWKLVFRQWDLQHUIRUDQ\RWKHUSXUSRVHRWKHUWKDQUHILOOLQJ VHHSUHFHGLQJ 
&OHDQLQJWKHFRQWDLQHUEHIRUHILQDOGLVSRVDOLVWKHUHVSRQVLELOLW\RIWKHSHUVRQGLVSRVLQJRIWKHFRQWDLQHU7R
FOHDQWKHFRQWDLQHUEHIRUHILQDOGLVSRVDOXVHWKHIROORZLQJSUHVVXUHULQVLQJSURFHGXUH,QVHUWDODQFHILWWHGZLWK
DVXLWDEOHWDQNFOHDQLQJQR]]OHLQWRWKHFRQWDLQHUDQGHQVXUHWKDWWKHZDWHUVSUD\WKRURXJKO\FRYHUVWKHWRS
ERWWRPDQGDOOVLGHVLQVLGHWKHFRQWDLQHU7KHQR]]OHPDQXIDFWXUHUJHQHUDOO\SURYLGHVLQVWUXFWLRQVIRUWKH
DSSURSULDWHVSUD\SUHVVXUHVSUD\GXUDWLRQDQGRUVSUD\YROXPH,IWKHPDQXIDFWXUHU¶VLQVWUXFWLRQVDUHQRW
DYDLODEOHSUHVVXUHULQVHWKHFRQWDLQHUIRUDWOHDVWVHFRQGVXVLQJDPLQLPXPSUHVVXUHRI36,ZLWKD
PLQLPXPULQVHYROXPHRIRIWKHFRQWDLQHUYROXPH'UDLQSRXURUSXPSULQVDWHLQWRDSSOLFDWLRQHTXLSPHQW
RUULQVDWHFROOHFWLRQV\VWHP5HSHDWWKLVSUHVVXUHULQVLQJSURFHGXUHWZRPRUHWLPHV7KHQIRU3ODVWLF
&RQWDLQHUVRIIHUIRUUHF\FOLQJLIDYDLODEOHRUSXQFWXUHDQGGLVSRVHRILQDVDQLWDU\ODQGILOORUE\LQFLQHUDWLRQ'R
QRWEXUQXQOHVVDOORZHGE\VWDWHDQGORFDORUGLQDQFHV)RU0HWDO&RQWDLQHUVRIIHUIRUUHF\FOLQJLIDYDLODEOHRU
UHFRQGLWLRQLQJLIDSSURSULDWHRUSXQFWXUHDQGGLVSRVHRILQDVDQLWDU\ODQGILOORUE\RWKHUSURFHGXUHVDSSURYHG
E\VWDWHDQGORFDODXWKRULWLHV

2XWHU)RLO3RXFKHVRI:DWHU6ROXEOH3DFNHWV :63 1RQUHILOODEOHFRQWDLQHU'RQRWUHXVHRUUHILOOWKLV
FRQWDLQHU2IIHUIRUUHF\FOLQJLIDYDLODEOHRUGLVSRVHRIWKHHPSW\RXWHUIRLOSRXFKLQWKHWUDVKDVORQJDV:63LV
XQEURNHQ,IWKHRXWHUSRXFKFRQWDFWVWKHIRUPXODWHGSURGXFWLQDQ\ZD\WKHSRXFKPXVWEHWULSOHULQVHGZLWK
FOHDQZDWHU$GGWKHULQVDWHWRWKHVSUD\WDQNDQGGLVSRVHRIWKHRXWHUSRXFKDVGHVFULEHGSUHYLRXVO\
'RQRWWUDQVSRUWLIWKLVFRQWDLQHULVGDPDJHGRUOHDNLQJ,IWKHFRQWDLQHULVGDPDJHGOHDNLQJRUREVROHWHRULQ
WKHHYHQWRIDPDMRUVSLOOILUHRURWKHUHPHUJHQF\FRQWDFW'X3RQWDWGD\RUQLJKW

7DQRVŠIXQJLFLGHPXVWEH XVHGRQO\LQDFFRUGDQFH ZLWK UHFRPPHQGDWLRQV RQ WKLV ODEHO RU VXSSOHPHQWDOODEHOV

'RQRWIRUPXODWHWKLVSURGXFWLQWRRWKHUHQGXVHSURGXFWV
ZLWKRXW ZULWWHQ SHUPLVVLRQ IURP 'X3RQW

3URGXFW ,QIRUPDWLRQ

7DQRVLVDEURDGVSHFWUXPSURWHFWDQWIXQJLFLGHUHFRPPHQGHGIRUFRQWURORIPDQ\LPSRUWDQWSODQWGLVHDVHV,W
KDVFXUDWLYHDQGORFDOO\V\VWHPLFDFWLYLWLHVDJDLQVWGRZQ\PLOGHZDQGODWHEOLJKWGLVHDVHV7DQRVPXVWEH
DSSOLHGLQDUHJXODUO\VFKHGXOHGSURWHFWLYHVSUD\SURJUDPLQURWDWLRQZLWKRWKHUIXQJLFLGHV6HHGLUHFWLRQVEHORZ
IRUVSHFLILFFURSGLVHDVHUHFRPPHQGDWLRQV

7DQRVFDQEHDSSOLHGZLWKJURXQGDLURUFKHPLJDWLRQHTXLSPHQWH[FHSWDVRWKHUZLVHGLUHFWHGXVLQJVXIILFLHQW
ZDWHUWRREWDLQWKRURXJKFRYHUDJHRISODQWV8VHRQO\LQFRPPHUFLDORUIDUPSODQWLQJV1RWLQWHQGHGIRUXVHLQ
KRPHSODQWLQJV

5DLQIDVWQHVV7DQRVUDSLGO\SHQHWUDWHVLQWRSODQWWLVVXHVDQGLVUDLQIDVWZLWKLQKRXUDIWHUDSSOLFDWLRQ

,QWHJUDWHG3HVW0DQDJHPHQW

7RFRQWUROSHVWVLWLVUHFRPPHQGHGWKDWWKHXVHRI,QWHJUDWHG3HVW0DQDJHPHQW ,30 SURJUDPV7KLVSURGXFW
PD\EHXVHGDVSDUWRIDQ,QWHJUDWHG3HVW0DQDJHPHQW ,30 SURJUDPZKLFKFDQLQFOXGHELRORJLFDOFXOWXUDO
DQGJHQHWLFSUDFWLFHVDLPHGDWSUHYHQWLQJHFRQRPLFSHVWGDPDJH$SSOLFDWLRQRIWKLVSURGXFWVKRXOGEHEDVHG
RQ,30SULQFLSOHVDQGSUDFWLFHVLQFOXGLQJILHOGVFRXWLQJRURWKHUGHWHFWLRQPHWKRGVFRUUHFWWDUJHWSHVW
LGHQWLILFDWLRQSRSXODWLRQPRQLWRULQJDQGWUHDWLQJZKHQGLVHDVHIRUHFDVWLQJPRGHOVUHDFKORFDOO\GHWHUPLQHG
DFWLRQOHYHOV&RQVXOW\RXUVWDWHFRRSHUDWLYHH[WHQVLRQVHUYLFHSURIHVVLRQDOFRQVXOWDQWVRURWKHUTXDOLILHG
DXWKRULWLHVWRGHWHUPLQHWKHDSSURSULDWHPDQDJHPHQWFXOWXUDOSUDFWLFHDQGWUHDWPHQWWKUHVKROGOHYHOVIRUWKH
VSHFLILFFURSJHRJUDSK\DQGGLVHDVHV

5HVLVWDQFH0DQDJHPHQW5HFRPPHQGDWLRQV


<WϰϴϭͬƵWŽŶƚdĂŶŽƐͬD^dZŵĞŶĚͬϬϰͲϮϬͲϮϭ WĂŐĞϭϬ
 
)RUUHVLVWDQFHPDQDJHPHQW7DQRVFRQWDLQVD*URXS IDPR[DGRQH DQGD*URXS F\PR[DQLO IXQJLFLGH
$Q\IXQJDOSRSXODWLRQPD\FRQWDLQLQGLYLGXDOVQDWXUDOO\UHVLVWDQWWR7DQRVDQGRWKHU*URXSRU*URXS
IXQJLFLGHV$JUDGXDORUWRWDOORVVRISHVWFRQWUROPD\RFFXURYHUWLPHLIWKHVHIXQJLFLGHVDUHXVHGUHSHDWHGO\
LQWKHVDPHILHOGV$SSURSULDWHUHVLVWDQFHPDQDJHPHQWVWUDWHJLHVVKRXOGEHIROORZHG

7RGHOD\IXQJLFLGHUHVLVWDQFHWDNHRQHRUPRUHRIWKHIROORZLQJVWHSV
x 5RWDWHWKHXVHRI7DQRVRURWKHU*URXSRU*URXSIXQJLFLGHVZLWKLQDJURZLQJVHDVRQVHTXHQFHZLWK
GLIIHUHQWJURXSVWKDWFRQWUROWKHVDPHSDWKRJHQV
x 8VHWDQNPL[WXUHVZLWKIXQJLFLGHIURPDGLIIHUHQWJURXSWKDWDUHHTXDOO\HIIHFWLYHRQWKHWDUJHWSHVWZKHQ
VXFKXVHLVSHUPLWWHG8VHDWOHDVWWKHPLQLPXPDSSOLFDWLRQUDWHDVODEHOHGE\WKHPDQXIDFWXUHU
x $GRSWDQLQWHJUDWHGGLVHDVHPDQDJHPHQWSURJUDPIRUIXQJLFLGHXVHWKDWLQFOXGHVVFRXWLQJXVHVKLVWRULFDO
LQIRUPDWLRQUHODWHGWRSHVWLFLGHXVHDQGFURSURWDWLRQDQGZKLFKFRQVLGHUVKRVWSODQWUHVLVWDQFHLPSDFWRI
HQYLURQPHQWDOFRQGLWLRQVRQGLVHDVHGHYHORSPHQWGLVHDVHWKUHVKROGVDVZHOODVFXOWXUDOELRORJLFDODQG
RWKHUFKHPLFDOFRQWUROSUDFWLFHV
x :KHUHSRVVLEOHPDNHXVHRISUHGLFWLYHGLVHDVHPRGHOVWRHIIHFWLYHO\WLPHIXQJLFLGHDSSOLFDWLRQV1RWHWKDW
XVLQJSUHGLFWLYHPRGHOVDORQHLVQRWVXIILFLHQWWRPDQDJHUHVLVWDQFH
x 0RQLWRUWUHDWHGIXQJDOSRSXODWLRQVIRUUHVLVWDQFHGHYHORSPHQW
x &RQWDFW\RXUORFDOH[WHQVLRQVSHFLDOLVWRUFHUWLILHGFURSDGYLVRUIRUDQ\DGGLWLRQDOSHVWLFLGHUHVLVWDQFH
PDQDJHPHQWDQGRU,30UHFRPPHQGDWLRQVIRUVSHFLILFFURSVDQGSDWKRJHQV
x )RUIXUWKHULQIRUPDWLRQRUWRUHSRUWVXVSHFWHGUHVLVWDQFHFRQWDFW\RXUFRPSDQ\UHSUHVHQWDWLYH<RXFDQDOVR
FRQWDFW\RXUSHVWLFLGHGLVWULEXWRURUXQLYHUVLW\H[WHQVLRQVSHFLDOLVWWRUHSRUWUHVLVWDQFH

$SSOLFDWLRQ,QIRUPDWLRQ

3HVWLFLGH+DQGOLQJ
x &DOLEUDWHVSUD\HUVRQO\ZLWKFOHDQZDWHUDZD\IURPWKHZHOOVLWH
x 0DNHVFKHGXOHGFKHFNVRIVSUD\HTXLSPHQW
x (QVXUHDFFXUDWHPHDVXUHPHQWRISHVWLFLGHVE\DOORSHUDWLRQHPSOR\HHV
x 0L[RQO\HQRXJKSURGXFWIRUWKHMREDWKDQG
x $YRLGRYHUILOOLQJRIVSUD\WDQN
x 'RQRWGLVFKDUJHH[FHVVPDWHULDORQWKHVRLODWDVLQJOHVSRWLQWKHILHOGJURYHRUPL[LQJORDGLQJVWDWLRQ
x 'LOXWHDQGDJLWDWHH[FHVVVROXWLRQDQGDSSO\DWODEHOHGUDWHVXVHV
x $YRLGVWRUDJHRISHVWLFLGHVQHDUZHOOVLWHV
x :KHQWULSOHULQVLQJWKHSHVWLFLGHFRQWDLQHUEHVXUHWRDGGWKHULQVDWHWRWKHVSUD\PL[

0L[LQJ,QVWUXFWLRQV
 )LOOWKHWDQNWRIXOORIZDWHU
 :KLOHDJLWDWLQJDGGWKHUHTXLUHGDPRXQWRI7DQRV
 &RQWLQXHDJLWDWLRQXQWLOWKH7DQRVLVIXOO\GLVSHUVHGDWOHDVWPLQXWHV
 2QFHWKH7DQRVLVIXOO\GLVSHUVHGPDLQWDLQDJLWDWLRQDQGFRQWLQXHILOOLQJWDQNZLWKZDWHU7DQRVPXVWEH
WKRURXJKO\PL[HGZLWKZDWHUEHIRUHDGGLQJDQ\RWKHUPDWHULDOV
 $VWKHWDQNLVILOOLQJDGGWDQNPL[SDUWQHU V IROORZLQJWKHVHTXHQFHOLVWHGLQWKH7DQN0L[WXUHV
&RPSDWLELOLW\VHFWLRQRIWKLVODEHO
 ,IWKHPL[WXUHLVQRWFRQWLQXRXVO\DJLWDWHGVHWWOLQJZLOORFFXU,IVHWWOLQJRFFXUVWKRURXJKO\UHDJLWDWHEHIRUH
XVLQJ
 $SSO\7DQRVVSUD\PL[WXUHZLWKLQKRXUVRIPL[LQJWRDYRLGSURGXFWGHJUDGDWLRQ,IWKHS+RIWKHVSUD\
VROXWLRQLVDERYHHLWKHUDGGDEXIIHULQJDJHQWWRORZHUWKHS+WREHORZRUDSSO\VSUD\VROXWLRQ
LPPHGLDWHO\
 ,I7DQRVDQGDWDQNPL[SDUWQHU V DUHWREHDSSOLHGLQPXOWLSOHORDGVSUHVOXUU\WKH7DQRVLQFOHDQZDWHU
SULRUWRDGGLQJWRWKHWDQN7KLVZLOOSUHYHQWWKHWDQNPL[SDUWQHU V IURPLQWHUIHULQJZLWKWKHGLVVROXWLRQRI
7DQRV

7DQN0L[WXUHV&RPSDWLELOLW\

7DQRVLVFRPSDWLEOHZLWKPDQ\FRPPRQO\XVHGIXQJLFLGHVOLTXLGIHUWLOL]HUVKHUELFLGHVLQVHFWLFLGHVDQG
ELRORJLFDOFRQWUROSURGXFWV

7DQRVPXVWEHDSSOLHGLQDWDQNPL[ZLWKIXQJLFLGHVWKDWKDYHDGLIIHUHQWPRGHRIDFWLRQ QRQ*URXS

<WϰϴϭͬƵWŽŶƚdĂŶŽƐͬD^dZŵĞŶĚͬϬϰͲϮϬͲϮϭ WĂŐĞϭϭ
 
IXQJLFLGHV ZKLFKHQVXUHVRSWLPDOGLVHDVHFRQWURO5HIHUWRWDQNPL[SDUWQHUODEHO V IRULQIRUPDWLRQRQIXQJDO
GLVHDVHVFRQWUROOHGDSSOLFDWLRQLQIRUPDWLRQDQGFRQGLWLRQVDQGXVHUHVWULFWLRQV8QOHVVVSHFLILHGRQWKLVODEHO
RUD7DQRVVXSSOHPHQWDOODEHOIROORZWKHODEHOJXLGHOLQHVWKDWDUHPRVWUHVWULFWLYH

7KHSK\VLFDOFRPSDWLELOLW\RI7DQRVZLWKWDQNPL[SDUWQHU V PXVWEHHYDOXDWHGEHIRUHXVH7RGHWHUPLQHWKH
SK\VLFDOFRPSDWLELOLW\WKHUHFRPPHQGHGSURSRUWLRQVRISURGXFWVPXVWEHDGGHGLQWRDVXLWDEOHFRQWDLQHURI
ZDWHULQWKHIROORZLQJVHTXHQFH
 7DQRVDQGRWKHUZDWHUGLVSHUVLEOHJUDQXOHV
 :HWWDEOHSRZGHUV
 /LTXLGIORZDEOHV
 (PXOVLILDEOHFRQFHQWUDWHV

0L[WKRURXJKO\DQGDOORZWRVWDQGIRUDWOHDVWPLQXWHV,IWKHFRPELQDWLRQUHPDLQVPL[HGRUFDQEHUHPL[HG
UHDGLO\LWLVFRQVLGHUHGSK\VLFDOO\FRPSDWLEOH

&URSWROHUDQFHRIDOOFURSVOLVWHGRQWKHODEHOKDVEHHQIRXQGJHQHUDOO\DFFHSWDEOH+RZHYHULWLVQRWSRVVLEOH
WRHYDOXDWHWKHFURSVDIHW\RIDOODSSOLFDWLRQVRI7DQRVLQSRWHQWLDOWDQNPL[HVZLWKDGGLWLYHVRURWKHUSHVWLFLGHV
RQDOOYDULHWLHVRIDOOOLVWHGFURSVRUXQGHUDOOHQYLURQPHQWDOFRQGLWLRQVDQGJURZLQJFLUFXPVWDQFHV%HIRUH
DSSO\LQJDQ\WDQNPL[WXUHWKHVDIHW\WRWKHWDUJHWFURSPXVWEHFRQILUPHG7RWHVWIRUFURSVDIHW\DSSO\WRD
VPDOODUHDRIWKHWDUJHWFURSLQDFFRUGDQFHZLWKWKHODEHOLQVWUXFWLRQVWRHQVXUHWKDWDSK\WRWR[LFUHVSRQVHZLOO
QRWRFFXU

&URS5RWDWLRQ5HVWULFWLRQV

7KHIROORZLQJURWDWLRQDOLQWHUYDOVPXVWEHREVHUYHGZKHQXVLQJ7DQRVIXQJLFLGH

&URS 5RWDWLRQDO,QWHUYDOLQ'D \V
%XOE2QLRQ VXEJURXS$ 
*UHHQ2QLRQ VXEJURXS% 
&DQHEHUULHV VXEJURXS$ 
&XFXUELW9HJHWDEOHV
*UDSHV (DVWRIWKH5RFN\0RXQWDLQV 
+RSV
/HDI\9HJHWDEOHV H[FHSW%UDVVLFD 
/HDI\*UHHQV VXEJURXS$ 
3HSSHUV
3RWDWRHV
7RPDWRHV



$Q\WLPH
$OORWKHUFURSV 

&KHPLJDWLRQ

$SSO\7DQRVRQO\WKURXJKVSULQNOHULUULJDWLRQV\VWHPV VXFKDVFHQWHUSLYRWODWHUDOPRYHHQGWRZVLGH>ZKHHO@
UROOWUDYHOHUELJJXQVROLGVHWRUKDQGPRYHLUULJDWLRQV\VWHPV 'RQRWDSSO\WKLVSURGXFWWKURXJKDQ\RWKHU
W\SHRILUULJDWLRQV\VWHP&URSLQMXU\ODFNRIHIIHFWLYHQHVVRULOOHJDOSHVWLFLGHUHVLGXHVLQWKHFURSFDQUHVXOW
IURPQRQXQLIRUPGLVWULEXWLRQRIWUHDWHGZDWHU,I\RXKDYHTXHVWLRQVDERXWFDOLEUDWLRQ\RXVKRXOGFRQWDFW6WDWH
([WHQVLRQ6HUYLFH6SHFLDOLVWVHTXLSPHQWPDQXIDFWXUHUVRURWKHUH[SHUWV

'RQRWFRQQHFWDQLUULJDWLRQV\VWHP LQFOXGLQJJUHHQKRXVHV\VWHPV XVHGIRUSHVWLFLGHDSSOLFDWLRQWRDSXEOLF
ZDWHUV\VWHPXQOHVVWKHSHVWLFLGHODEHOSUHVFULEHGVDIHW\GHYLFHVIRUSXEOLFZDWHUV\VWHPVDUHLQSODFH

$SHUVRQNQRZOHGJHDEOHRIWKHFKHPLJDWLRQV\VWHPDQGUHVSRQVLEOHIRULWVRSHUDWLRQRUXQGHUWKHVXSHUYLVLRQ
RIWKHUHVSRQVLEOHSHUVRQVKDOOVKXWWKHV\VWHPGRZQDQGPDNHQHFHVVDU\DGMXVWPHQWVVKRXOGWKHQHHGDULVH

6SHFLILF,QVWUXFWLRQVIRU6SULQNOHU,UULJDWLRQ6\VWHPV
 7KHV\VWHPPXVWFRQWDLQDIXQFWLRQDOFKHFNYDOYHYDFXXPUHOLHIYDOYHDQGORZSUHVVXUHGUDLQDSSURSULDWHO\
ORFDWHGRQWKHLUULJDWLRQSLSHOLQHWRSUHYHQWZDWHUVRXUFHFRQWDPLQDWLRQIURPEDFNIORZ
 7KHSHVWLFLGHLQMHFWLRQSLSHOLQHPXVWFRQWDLQDIXQFWLRQDODXWRPDWLFTXLFNFORVLQJFKHFNYDOYHWRSUHYHQWWKH
IORZRIIOXLGEDFNWRZDUGWKHLQMHFWLRQSXPS
 7KHSHVWLFLGHLQMHFWLRQSLSHOLQHPXVWDOVRFRQWDLQDIXQFWLRQDOQRUPDOO\FORVHGVROHQRLGRSHUDWHGYDOYH

<WϰϴϭͬƵWŽŶƚdĂŶŽƐͬD^dZŵĞŶĚͬϬϰͲϮϬͲϮϭ WĂŐĞϭϮ
 
ORFDWHGRQWKHLQWDNHVLGHRIWKHLQMHFWLRQSXPSDQGFRQQHFWHGWRWKHV\VWHPLQWHUORFNWRSUHYHQWIOXLGIURP
EHLQJZLWKGUDZQIURPWKHVXSSO\WDQNZKHQWKHLUULJDWLRQV\VWHPLVHLWKHUDXWRPDWLFDOO\RUPDQXDOO\VKXW
GRZQ
 7KHV\VWHPPXVWFRQWDLQIXQFWLRQDOLQWHUORFNLQJFRQWUROVWRDXWRPDWLFDOO\VKXWRIIWKHSHVWLFLGHLQMHFWLRQ
SXPSZKHQWKHZDWHUSXPSPRWRUVWRSV
 7KHLUULJDWLRQOLQHRUZDWHUSXPSPXVWLQFOXGHDIXQFWLRQDOSUHVVXUHVZLWFKZKLFKZLOOVWRSWKHZDWHUSXPS
PRWRUZKHQWKHZDWHUSUHVVXUHGHFUHDVHVWRWKHSRLQWZKHUHSHVWLFLGHGLVWULEXWLRQLVDGYHUVHO\DIIHFWHG
 6\VWHPVPXVWXVHDPHWHULQJSXPSVXFKDVDSRVLWLYHGLVSODFHPHQWLQMHFWLRQSXPS HJGLDSKUDJP
SXPS HIIHFWLYHO\GHVLJQHGDQGFRQVWUXFWHGRIPDWHULDOVWKDWDUHFRPSDWLEOHZLWKSHVWLFLGHVDQGFDSDEOHRI
EHLQJILWWHGZLWKDV\VWHPLQWHUORFN
 'RQRWDSSO\ZKHQZLQGVSHHGIDYRUVGULIWEH\RQGWKHDUHDLQWHQGHGIRUWUHDWPHQW
 *RRGDJLWDWLRQLVUHTXLUHGLQWKHLQMHFWLRQWDQN
 ,QPRYLQJV\VWHPVDSSO\VSHFLILHGGRVDJHRI7DQRVDVDFRQWLQXRXVLQMHFWLRQ,QQRQPRYLQJV\VWHPVLQMHFW
7DQRVIRUWRPLQXWHVDWHQGRIF\FOH8VHWKHOHDVWDPRXQWRIZDWHUSRVVLEOHFRQVLVWHQWZLWKXQLIRUP
FRYHUDJH
 0L[WKHDPRXQWRI7DQRVQHHGHGIRUDFUHDJHWREHWUHDWHGLQWRWKHTXDQWLW\RIZDWHUGHWHUPLQHGGXULQJ
SULRUFDOLEUDWLRQ)RUPRYLQJV\VWHPVLQMHFWLQWRWKHV\VWHPFRQWLQXRXVO\IRURQHFRPSOHWHUHYROXWLRQRIWKH
ILHOG)RUQRQPRYLQJV\VWHPVLQMHFWLQWRV\VWHPIRUWKHWLPHHVWDEOLVKHGGXULQJFDOLEUDWLRQ
 6WRSLQMHFWLRQHTXLSPHQWDIWHUWUHDWPHQWLVFRPSOHWHGDQGFRQWLQXHWRRSHUDWHLUULJDWLRQHTXLSPHQWXQWLODOO
7DQRVLVIOXVKHGIURPV\VWHP

6SHFLILF,QVWUXFWLRQVIRU3XEOLF:DWHU6\VWHPV
 3XEOLFZDWHUV\VWHPPHDQVDV\VWHPIRUWKHSURYLVLRQWRWKHSXEOLFRISLSHGZDWHUIRUKXPDQFRQVXPSWLRQ
LIVXFKV\VWHPKDVDWOHDVWVHUYLFHFRQQHFWLRQVRUUHJXODUO\VHUYHVDQDYHUDJHRIDWOHDVWLQGLYLGXDOV
GDLO\DWOHDVWGD\VRXWRIWKH\HDU
 &KHPLJDWLRQV\VWHPVFRQQHFWHGWRSXEOLFZDWHUV\VWHPVPXVWFRQWDLQDIXQFWLRQDOUHGXFHGSUHVVXUH
]RQHEDFNIORZSUHYHQWHU 53= RUWKHIXQFWLRQDOHTXLYDOHQWLQWKHZDWHUVXSSO\OLQHXSVWUHDPIURPWKH
SRLQWRISHVWLFLGHLQWURGXFWLRQ$VDQRSWLRQWRWKH53=WKHZDWHUIURPWKHSXEOLFZDWHUV\VWHPVKRXOGEH
GLVFKDUJHGLQWRDUHVHUYRLUWDQNSULRUWRSHVWLFLGHLQWURGXFWLRQ7KHUHVKDOOEHDFRPSOHWHSK\VLFDOEUHDN
DLUJDS EHWZHHQWKHRXWOHWHQGRIWKHILOOSLSHDQGWKHWRSRURYHUIORZULPRIWKHUHVHUYRLUWDQNRIDWOHDVW
WZLFHWKHLQVLGHGLDPHWHURIWKHILOOSLSH
 7KHSHVWLFLGHLQMHFWLRQSLSHOLQHPXVWFRQWDLQDIXQFWLRQDODXWRPDWLFTXLFNFORVLQJFKHFNYDOYHWRSUHYHQW
WKHIORZRIIOXLGEDFNWRZDUGWKHLQMHFWLRQSXPS
 7KHSHVWLFLGHLQMHFWLRQSLSHOLQHPXVWFRQWDLQDIXQFWLRQDOQRUPDOO\FORVHGVROHQRLGRSHUDWHGYDOYH
ORFDWHGRQWKHLQWDNHVLGHRIWKHLQMHFWLRQSXPSDQGFRQQHFWHGWRWKHV\VWHPLQWHUORFNWRSUHYHQWIOXLG
IURPEHLQJZLWKGUDZQIURPWKHVXSSO\WDQNZKHQWKHLUULJDWLRQV\VWHPLVHLWKHUDXWRPDWLFDOO\RUPDQXDOO\
VKXWGRZQ
 7KHV\VWHPPXVWFRQWDLQIXQFWLRQDOLQWHUORFNLQJFRQWUROVWRDXWRPDWLFDOO\VKXWRIIWKHSHVWLFLGHLQMHFWLRQ
SXPSZKHQWKHZDWHUSXPSPRWRUVWRSVRULQFDVHVZKHUHWKHUHLVQRZDWHUSXPSZKHQWKHZDWHU
SUHVVXUHGHFUHDVHVWRWKHSRLQWZKHUHSHVWLFLGHGLVWULEXWLRQLVDGYHUVHO\DIIHFWHG
 6\VWHPVPXVWXVHDPHWHULQJSXPSVXFKDVDSRVLWLYHGLVSODFHPHQWLQMHFWLRQSXPS HJGLDSKUDJP
SXPS HIIHFWLYHO\GHVLJQHGDQGFRQVWUXFWHGRIPDWHULDOVWKDWDUHFRPSDWLEOHZLWKSHVWLFLGHVDQGFDSDEOH
RIEHLQJILWWHGZLWKDV\VWHPLQWHUORFN
 'RQRWDSSO\ZKHQZLQGVSHHGIDYRUVGULIWEH\RQGWKHDUHDLQWHQGHGIRUWUHDWPHQW

0DQGDWRU\6SUD\'ULIW0DQDJHPHQW

$HULDO$SSOLFDWLRQV
‡'RQRWUHOHDVHVSUD\DWDKHLJKWJUHDWHUWKDQIWDERYHWKHYHJHWDWLYHFDQRS\XQOHVVDJUHDWHUDSSOLFDWLRQ
KHLJKWLVQHFHVVDU\IRUSLORWVDIHW\
‡$SSOLFDWRUVDUHUHTXLUHGWRXVHDPHGLXPRUFRDUVHUGURSOHWVL]H $6$%(6O 
‡,IWKHZLQGVSHHGLVJUHDWHUWKDQPSKWKHERRPOHQJWKPXVWEHRUOHVVRIWKHZLQJVSDQIRUIL[HGZLQJ
DLUFUDIWDQGRUOHVVRIWKHURWRUGLDPHWHUIRUKHOLFRSWHUV2WKHUZLVHWKHERRPOHQJWKPXVWEHRUOHVV
RIWKHZLQJVSDQIRUIL[HGZLQJDLUFUDIWDQGRUOHVVRIWKHURWRUGLDPHWHUIRUKHOLFRSWHUV
‡$SSOLFDWRUVPXVWXVHòVZDWKGLVSODFHPHQWXSZLQGDWWKHGRZQZLQGHGJHRIWKHILHOG
‡'RQRWDSSO\GXULQJWHPSHUDWXUHLQYHUVLRQV

$LUEODVWDSSOLFDWLRQV

<WϰϴϭͬƵWŽŶƚdĂŶŽƐͬD^dZŵĞŶĚͬϬϰͲϮϬͲϮϭ WĂŐĞϭϯ
 
‡6SUD\VPXVWEHGLUHFWHGLQWRWKHFDQRS\
‡8VHUPXVWWXPRIIRXWZDUGSRLQWLQJQR]]OHVDWURZHQGVDQGZKHQVSUD\LQJRXWHUURZV

*URXQG%RRP$SSOLFDWLRQV
‡8VHUPXVWRQO\DSSO\ZLWKWKHQR]]OHKHLJKWUHFRPPHQGHGE\WKHPDQXIDFWXUHUEXWQRPRUHWKDQIHHWDERYH
WKHJURXQGRUFURSFDQRS\
‡$SSOLFDWRUVDUHUHTXLUHGWRXVHDPHGLXPRUFRDUVHUGURSOHWVL]H $6$%(6, 
‡'RQRWDSSO\ZKHQZLQGVSHHGVH[FHHGPLOHVSHUKRXUDWWKHDSSOLFDWLRQVLWH
‡'RQRWDSSO\GXULQJWHPSHUDWXUHLQYHUVLRQV

6SUD\'ULIW$GYLVRULHV

7+($33/,&$725,65(63216,%/()25$92,',1*2))6,7(635$<'5,)7
%($:$5(2)1($5%<1217$5*(76,7(6$1'(19,5210(17$/&21',7,216

,PSRUWDQFH2I'URSOHW6L]H
$QHIIHFWLYHZD\WRUHGXFHVSUD\GULIWLVWRDSSO\ODUJHGURSOHWV8VHWKHODUJHVWGURSOHWVWKDWSURYLGHWDUJHWSHVW
FRQWURO:KLOHDSSO\LQJODUJHUGURSOHWVZLOOUHGXFHVSUD\GULIWWKHSRWHQWLDOIRUGULIWZLOOEHJUHDWHULIDSSOLFDWLRQV
DUHPDGHLPSURSHUO\RUXQGHUXQIDYRUDEOHHQYLURQPHQWDOFRQGLWLRQV

&RQWUROOLQJ'URSOHW6L]H²*URXQG%RRP
‡9ROXPH,QFUHDVLQJWKHVSUD\YROXPHVRWKDWODUJHUGURSOHWVDUHSURGXFHGZLOOUHGXFHVSUD\GULIW8VHWKH
KLJKHVWSUDFWLFDOVSUD\YROXPHIRUWKHDSSOLFDWLRQ,IDJUHDWHUVSUD\YROXPHLVQHHGHGFRQVLGHUXVLQJD
QR]]OHZLWKDKLJKHUIORZUDWH
‡3UHVVXUH8VHWKHORZHVWVSUD\SUHVVXUHUHFRPPHQGHGIRUWKHQR]]OHWRSURGXFHWKHWDUJHWVSUD\YROXPH
DQGGURSOHWVL]H
‡6SUD\1R]]OH8VHDVSUD\QR]]OHWKDWLVGHVLJQHGIRUWKHLQWHQGHGDSSOLFDWLRQ&RQVLGHUXVLQJQR]]OHV
GHVLJQHGWRUHGXFHGULIW

&RQWUROOLQJ'URSOHW6L]H²$LUFUDIW
‡$GMXVW1R]]OHV)ROORZQR]]OHPDQXIDFWXUHUV¶UHFRPPHQGDWLRQVIRUVHWWLQJXSQR]]OHV*HQHUDOO\WRUHGXFH
ILQHGURSOHWVQR]]OHVVKRXOGEHRULHQWHGSDUDOOHOZLWKWKHDLUIORZLQIOLJKW

%RRP+HLJKW²*URXQG%RRP
)RUJURXQGHTXLSPHQWWKHERRPVKRXOGUHPDLQOHYHOZLWKWKHFURSDQGKDYHPLQLPDOERXQFH

5HOHDVH+HLJKW$LUFUDIW
+LJKHUUHOHDVHKHLJKWVLQFUHDVHWKHSRWHQWLDOIRUVSUD\GULIW:KHQDSSO\LQJDHULDOO\WRFURSVGRQRWUHOHDVH
VSUD\DWDKHLJKWJUHDWHUWKDQIWDERYHWKHFURSFDQRS\XQOHVVDJUHDWHUDSSOLFDWLRQKHLJKWLVQHFHVVDU\IRU
SLORWVDIHW\

6KLHOGHG6SUD\HUV
6KLHOGLQJWKHERRPRULQGLYLGXDOQR]]OHVFDQUHGXFHVSUD\GULIW&RQVLGHUXVLQJVKLHOGHGVSUD\HUV9HULI\WKDW
WKHVKLHOGVDUHQRWLQWHUIHULQJZLWKWKHXQLIRUPGHSRVLWLRQRIWKHVSUD\RQWKHWDUJHWDUHD

7HPSHUDWXUH$QG+XPLGLW\
:KHQPDNLQJDSSOLFDWLRQVLQKRWDQGGU\FRQGLWLRQVXVHODUJHUGURSOHWVWRUHGXFHHIIHFWVRIHYDSRUDWLRQ

7HPSHUDWXUH,QYHUVLRQV
'ULIWSRWHQWLDOLVKLJKGXULQJDWHPSHUDWXUHLQYHUVLRQ7HPSHUDWXUHLQYHUVLRQVDUHFKDUDFWHUL]HGE\LQFUHDVLQJ
WHPSHUDWXUHZLWKDOWLWXGHDQGDUHFRPPRQRQQLJKWVZLWKOLPLWHGFORXGFRYHUDQGOLJKWWRQRZLQG7KHSUHVHQFH
RIDQLQYHUVLRQFDQEHLQGLFDWHGE\JURXQGIRJRUE\WKHPRYHPHQWRIVPRNHIURPDJURXQGVRXUFHRUDQDLUFUDIW
VPRNHJHQHUDWRU6PRNHWKDWOD\HUVDQG
PRYHVODWHUDOO\LQDFRQFHQWUDWHGFORXG XQGHUORZZLQGFRQGLWLRQV LQGLFDWHVDQLQYHUVLRQZKLOHVPRNHWKDW
PRYHVXSZDUGDQGUDSLGO\GLVVLSDWHVLQGLFDWHVJRRGYHUWLFDODLUPL[LQJ$YRLGDSSOLFDWLRQVGXULQJWHPSHUDWXUH
LQYHUVLRQV

:LQG

<WϰϴϭͬƵWŽŶƚdĂŶŽƐͬD^dZŵĞŶĚͬϬϰͲϮϬͲϮϭ WĂŐĞϭϰ
 
'ULIWSRWHQWLDOJHQHUDOO\LQFUHDVHVZLWKZLQGVSHHG$92,'$33/,&$7,216'85,1**867<:,1'
&21',7,216

$SSOLFDWRUVQHHGWREHIDPLOLDUZLWKORFDOZLQGSDWWHUQVDQGWHUUDLQWKDWFRXOGDIIHFWVSUD\GULIW

6SUD \7DQN&OHDQRXW

3ULRUWRDSSOLFDWLRQVWDUWZLWKFOHDQZHOOPDLQWDLQHGDSSOLFDWLRQHTXLSPHQW,PPHGLDWHO\IROORZLQJDSSOLFDWLRQ
WKRURXJKO\FOHDQDOOVSUD\HTXLSPHQWWRUHGXFHWKHULVNRIIRUPLQJKDUGHQHGGHSRVLWVZKLFKPLJKWEHFRPH
GLIILFXOWWRUHPRYH

'UDLQVSUD\HTXLSPHQW7KRURXJKO\ULQVHVSUD\HUDQGIOXVKKRVHVERRPDQGQR]]OHVZLWKFOHDQZDWHU

&OHDQDOORWKHUDVVRFLDWHGDSSOLFDWLRQHTXLSPHQW7DNHDOOQHFHVVDU\VDIHW\ SUHFDXWLRQVZKHQFOHDQLQJ
HTXLSPHQW 'RQRWFOHDQQHDUZHOOVZDWHUVRXUFHVRUGHVLUDEOHYHJHWDWLRQ'LVSRVHRIZDVWHULQVHZDWHULQ
DFFRUGDQFHZLWKORFDOUHJXODWLRQV

8VH5DWHVDQG$SSOLFDWLRQ,QVWUXFWLRQV

$SSOLFDWLRQ8VH5DWH&RQYHUVLRQV
7DQRVSURGXFWXVHUDWH F\PR[DQLODLHTXLYDOHQW IDPR[DGRQHDLHTXLYDOHQW
R]DFUH R]DLDFUH R]DLDFUH
R]DFUH R]DLDFUH R]DLDFUH
R]DFUH R]DLDFUH R]DLDFUH



<WϰϴϭͬƵWŽŶƚdĂŶŽƐͬD^dZŵĞŶĚͬϬϰͲϮϬͲϮϭ WĂŐĞϭϱ
 

8VH5DWHVDQG$SSOLFDWLRQ,QVWUXFWLRQV

&URS 7DUJHW'LVHDVHV 8VH5DWH 5HPDUNV
%XOE9HJHWDEOHV
,QFOXGLQJ
%XOE2QLRQ VXEJURXS
$ 'D\OLO\EXOE
IULWLOODULDEXOEJDUOLF
EXOE
JDUOLFJUHDWKHDGHG
EXOEJDUOLFVHUSHQW
EXOE
OLO\EXOERQLRQEXOE
RQLRQ&KLQHVHEXOE
RQLRQSHDUO
RQLRQSRWDWREXOE
VKDOORWEXOE
FXOWLYDUVYDULHWLHV
DQGRUK\EULGVRIWKHVH
*UHHQ2QLRQ
VXEJURXS% 
FKLYHIUHVKOHDYHV
FKLYH&KLQHVHIUHVK
OHDYHVHOHJDQVKRVWD
IULWLOODULDOHDYHVNXUUDW
ODG\¶VOHHNOHHN
OHHNZLOG
RQLRQ%HOWVYLOOH
EXQFKLQJRQLRQIUHVK
RQLRQJUHHQRQLRQ
PDFURVWHPRQLRQ
WUHHWRSVRQLRQ
:HOVKWRSVVKDOORW
IUHVKOHDYHVFXOWLYDUV
YDULHWLHVDQGRU
K\EULGVRIWKHVHSHU
FURSSLQJVHDVRQ
R]DFUHPD[LPXP
'RZQ\0LOGHZ Peronospora
destructor 3XUSOH%ORWFK

Alternaria porri 


'LVHDVH6XSSUHVVLRQ
%DFWHULDO6RIW5RW
 Erwinia
spp. ;DQWKRPRQDV%OLJKW

Xanthomonas spp. 
R]DFUH
DSSOLFDWLRQ





R]DFUH
DSSOLFDWLRQ
5HVLVWDQFH0DQDJHPHQW'RQRW
PDNHPRUHWKDQRQHDSSOLFDWLRQRI
7DQRVEHIRUHDOWHUQDWLQJZLWKD
IXQJLFLGHWKDWKDVDGLIIHUHQWPRGH
RIDFWLRQVXFKDVFRSSHU HJ
'X3RQWŒ.RFLGH
Š PDQFR]HE
FKORURWKDORQLOHWF
'RQRWDOWHUQDWHRUWDQNPL[ZLWK
RWKHU*URXSIXQJLFLGHVRUZLWK
IXQJLFLGHVWRZKLFKUHVLVWDQFHKDV
GHYHORSHG
,QDFURSSLQJVHDVRQQRPRUH
WKDQRIWKHWRWDODSSOLFDWLRQV
VKRXOGFRQWDLQ7DQRVRURWKHU
*URXSIXQJLFLGHV
$SSOLFDWLRQ'LUHFWLRQV
‡ 0DNHSUHYHQWLYHDSSOLFDWLRQVRQ
DWRGD\VFKHGXOH7DQRV
DSSOLFDWLRQVVKRXOGEHJLQSULRUWR
GLVHDVHGHYHORSPHQWIROORZLQJ
WKHUHVLVWDQFHPDQDJHPHQW
LQVWUXFWLRQVDERYH
‡ 7DQRVPXVWEHWDQNPL[HGZLWKD
FRQWDFWIXQJLFLGH FRSSHUHJ
.RFLGHPDQFR]HE
FKORURWKDORQLOHWF DSSURSULDWH
IRUWKHWDUJHWHGGLVHDVH V 
7KHFRQWDFWIXQJLFLGHPXVWKDYH
DGLIIHUHQWPRGHRIDFWLRQIURP
7DQRV
)ROORZDOOWDQNPL[SDUWQHUODEHO
UHVWULFWLRQVXVLQJDWOHDVWWKH
PLQLPXPODEHOHGUDWHVRIHDFK
IXQJLFLGH
‡ )RUWKHVXSSUHVVLRQRIEDFWHULDO
GLVHDVHV7DQRVPXVWEHWDQN
PL[HGZLWKDFRSSHUFRQWDLQLQJ
IXQJLFLGH HJ.RFLGH
'X3RQW0DQNRFLGHHWF 
0LQLPXP$SSOLFDWLRQ9ROXPH
‡ )RUJURXQGDSSOLFDWLRQDSSO\D
PLQLPXPRIJDOORQVRIVSUD\
YROXPHSHUDFUHLQFUHDVLQJWKH
VSUD\YROXPHDVSODQWVPDWXUH
WRHQVXUHWKRURXJKFRYHUDJHRI
IROLDJHEORRPVDQGIUXLW
‡ )RUDHULDODSSOLFDWLRQDSSO\D
PLQLPXPRIJDOORQVSHUDFUH
0LQLPXP3UH+DUYHVW,QWHUYDO
3+, GD\V
5HHQWU\LQWHUYDOKRXUV
1RWUHJLVWHUHGIRUXVHLQ&DOLIRUQLD
 

<WϰϴϭͬƵWŽŶƚdĂŶŽƐͬD^dZŵĞŶĚͬϬϰͲϮϬͲϮϭ WĂŐĞϭϲ
 


&URS 7DUJHW'LVHDVHV 8VH5DWH 5HPDUNV
&DQHEHUULHV

VXEJURXS$ 

,QFOXGLQJ%ODFNEHUULHV
%ODFNDQG5HG
5DVSEHUULHV
/RJDQEHUULHV
:LOG5DVSEHUULHVDQG
FXOWLYDUVK\EULGVRI
WKHVH


R]DFUHPD[LPXP
SHUFURSSLQJVHDVRQ
5DVSEHUU\/HDIVSRW

Sphaerulina rubi) 6HSWRULD
/HDIVSRW
 Septoria rubi )
6SXU%OLJKW
 Didymella
applanata 


'LVHDVH6XSSUHVVLRQ
$QWKUDFQRVH
 Elsinoe veneta 
3VHXGRPRQDV%OLJKW

(Pseudomonas syringae)
R]DFUH
DSSOLFDWLRQ






R]DFUH
DSSOLFDWLRQ
5HVLVWDQFH0DQDJHPHQW'RQRW
PDNHPRUHWKDQRQHDSSOLFDWLRQRI
7DQRVEHIRUHDOWHUQDWLQJZLWKD
IXQJLFLGHWKDWKDVDGLIIHUHQWPRGH
RIDFWLRQVXFKDVFRSSHU HJ
'X3RQW.RFLGH HWF,QDFURSSLQJ
F\FOHQRPRUHWKDQRIWKH
WRWDODSSOLFDWLRQVVKRXOGFRQWDLQ
7DQRVRURWKHU*URXS
IXQJLFLGHV
'RQRWDOWHUQDWHRUWDQNPL[ZLWK
RWKHU*URXSIXQJLFLGHVRUZLWK
IXQJLFLGHVWRZKLFKUHVLVWDQFHKDV
GHYHORSHG
$SSOLFDWLRQ'LUHFWLRQV
‡ 7DQRVDSSOLFDWLRQVVKRXOGEHJLQ
SULRUWRGLVHDVHGHYHORSPHQW
IROORZLQJWKHUHVLVWDQFH
PDQDJHPHQWLQVWUXFWLRQVDERYH
8VHKLJKHUUDWHVZKHQ
FRQGLWLRQVDUHIDYRUDEOHIRU
GLVHDVH7KHPLQLPXP
DSSOLFDWLRQLQWHUYDOLVGD\V
‡ 7DQRVPXVWEHWDQNPL[HGZLWKD
FRQWDFWIXQJLFLGH FRSSHUHJ
.RFLGHHWF DSSURSULDWHIRUWKH
WDUJHWHGGLVHDVH V 
7KHFRQWDFWIXQJLFLGHPXVWKDYH
DGLIIHUHQWPRGHRIDFWLRQIURP
7DQRV
)ROORZDOOWDQNPL[SDUWQHUODEHO
UHVWULFWLRQVXVLQJDWOHDVWWKH
PLQLPXPODEHOHGUDWHVRIHDFK
IXQJLFLGH
‡ )RUEHVWUHVXOWVLQVXSSUHVVLQJ
3VHXGRPRQDV%OLJKWRU
FRQWUROOLQJ/HDI6SRWRU6SXU
%OLJKWWDQNPL[7DQRVZLWKD
FRSSHUFRQWDLQLQJIXQJLFLGH HJ
.RFLGHHWF 
‡ )RU/HDIVSRWDSSOLFDWLRQVVKRXOG
EHWLPHGWRSURWHFWWKHFXUUHQW
VHDVRQSULPRFDQHVVWDUWLQJDW
SULPRFDQHHPHUJHQFH
&RQWLQXHIXQJLFLGHSURJUDP
WKURXJKRXWWKHSHULRGRIFURS
VXVFHSWLELOLW\
0LQLPXP$SSOLFDWLRQ9ROXPH
‡ )RUJURXQGDSSOLFDWLRQDSSO\D
PLQLPXPRIJDOORQVRIVSUD\
YROXPHSHUDFUHLQFUHDVLQJWKH
VSUD\YROXPHDVSODQWVPDWXUHWR
HQVXUHWKRURXJKFRYHUDJHRI
IROLDJHEORRPVDQGIUXLW
‡ )RUDHULDODSSOLFDWLRQDSSO\D
PLQLPXPRIJDOORQVSHUDFUH
0LQLPXP3UH+DUYHVW,QWHUYDO
3+, GD\V
5HHQWU\LQWHUYDOKRXUV
1RWUHJLVWHUHGIRUXVHLQ&DOLIRUQLD

<WϰϴϭͬƵWŽŶƚdĂŶŽƐͬD^dZŵĞŶĚͬϬϰͲϮϬͲϮϭ WĂŐĞϭϳ
 

&URS 7DUJHW'LVHDVHV 8VH5DWH 5HPDUNV
&XFXUELW9HJHWDEOHV
,QFOXGLQJ
&DQWDORXSH
&XFXPEHU
+RQH\GHZ0HORQ
0XVNPHORQ
:DWHUPHORQ
3XPSNLQ
6XPPHU6TXDVK
:LQWHU6TXDVKDQG
RWKHU&XFXUELWV


R]DFUHPD[LPXP
SHUFURSSLQJF\FOH

R]DFUHPD[LPXP
SHUPRQWKSHULRG
$OWHUQDULD/HDI%OLJKW
(Alternaria cucumerina)
$QWKUDFQRVH(Colletotrichum,
spp.)
'RZQ\0LOGHZ
(Psuedoperonospora
cubensis)

'LVHDVH6XSSUHVVLRQ
%DFWHULDO)UXLW%ORWFK

(Acidovorax avena subsp.
citrulli) 3K\WRSKWKRUD%OLJKW
(Phytophthora capsici)
)ROLDUDQG)UXLW3KDVH21/<
R]DFUH
DSSOLFDWLRQ





R]DFUH
DSSOLFDWLRQ
5HVLVWDQFH0DQDJHPHQW'RQRW
PDNHPRUHWKDQRQHDSSOLFDWLRQRI
7DQRVEHIRUHDOWHUQDWLQJZLWKD
IXQJLFLGHWKDWKDVDGLIIHUHQWPRGHRI
DFWLRQVXFKDVPDQFR]HE
FKORURWKDORQLOHWF'RQRWPDNHPRUH
WKDQIRXU  DSSOLFDWLRQVRI7DQRVRU
RWKHU*URXSIXQJLFLGHVSHU
FURSSLQJF\FOH
'RQRWDOWHUQDWHRUWDQNPL[
ZLWKRWKHU*URXSIXQJLFLGHV
RUZLWKIXQJLFLGHVWRZKLFK
UHVLVWDQFHKDVGHYHORSHG
$SSOLFDWLRQ'LUHFWLRQV
‡ 0DNHSUHYHQWLYHDSSOLFDWLRQVRQD
WRGD\VFKHGXOH7DQRV
DSSOLFDWLRQVVKRXOGEHJLQSULRUWR
GLVHDVHGHYHORSPHQWIROORZLQJWKH
UHVLVWDQFHPDQDJHPHQW
LQVWUXFWLRQVDERYH
‡ 7DQRVPXVWEHWDQNPL[HGZLWKD
FRQWDFWIXQJLFLGH PDQFR]HE
FKORURWKDORQLOFRSSHUHJ.RFLGH
HWF DSSURSULDWHIRUWKHWDUJHWHG
GLVHDVH V 
7KHFRQWDFWIXQJLFLGHPXVW
KDYHDGLIIHUHQWPRGHRI
DFWLRQIURP7DQRV
)ROORZDOOWDQNPL[SDUWQHUODEHO
UHVWULFWLRQVXVLQJDWOHDVWWKHPLQLPXP
ODEHOHGUDWHVRIHDFKIXQJLFLGH
‡ )RUEHVWUHVXOWVVXSSUHVVLQJ
3K\WRSKWKRUD%OLJKWWDQNPL[7DQRV
ZLWKDFRSSHUFRQWDLQLQJIXQJLFLGH
HJ.RFLGHHWF DQGPDQHERU
PDQFR]HEFRQWDLQLQJIXQJLFLGH8VH
KLJKHUUDWHXQGHUKHDY\GLVHDVH
SUHVVXUHRUIRUPRUHVXVFHSWLEOH
YDULHWLHV$IXQJLFLGHVHHGWUHDWPHQW
PD\LPSURYHFRQWUROLQVRPHFXFXUELW
VSHFLHV
‡ )RUEHVWUHVXOWVVXSSUHVVLQJ
%DFWHULDO)UXLW%ORWFKWDQNPL[
7DQRVZLWKDFRSSHUFRQWDLQLQJ
IXQJLFLGH HJ.RFLGHHWF 
0LQLPXP$SSOLFDWLRQ9ROXPH
‡ )RUJURXQGDSSOLFDWLRQDSSO\D
PLQLPXPRIJDOORQVRIVSUD\
YROXPHSHUDFUHLQFUHDVLQJWKH
VSUD\YROXPHDVSODQWVPDWXUHWR
HQVXUHWKRURXJKFRYHUDJHRIIROLDJH
EORRPVDQGIUXLW
‡ )RUDHULDODSSOLFDWLRQDSSO\D
PLQLPXPRIJDOORQVSHUDFUH
'RQRWXVH7DQRVIRUWKHFRQWURORI
*XPP\6WHP%OLJKWRU3RZGHU\
0LOGHZ
0LQLPXP3UH+DUYHVW,QWHUYDO 3+, 
GD\V
5HHQWU\LQWHUYDOKRXUV
1RWUHJLVWHUHGIRUXVHLQ&DOLIRUQLD

<WϰϴϭͬƵWŽŶƚdĂŶŽƐͬD^dZŵĞŶĚͬϬϰͲϮϬͲϮϭ WĂŐĞϭϴ
 

&URS 7DUJHW'LVHDVHV 8VH5DWH 5HPDUNV
*UDSHV

(DVWRIWKH5RFN\
0RXQWDLQV 






R]DFUHPD[LPXP
SHUFURSSLQJF\FOH
'RZQ\0LOGHZ

(Plasmopara viticola)
R]DFUH
DSSOLFDWLRQ
5HVLVWDQFH0DQDJHPHQW'RQRW
PDNHPRUHWKDQRQHDSSOLFDWLRQRI
'X3RQWŒ7DQRVEHIRUHDOWHUQDWLQJ
ZLWKDIXQJLFLGHWKDWKDVDGLIIHUHQW
PRGHRIDFWLRQVXFKDVPDQHE
PDQFR]HEFRSSHU HJ.RFLGH 
FDSWDQ
'RQRWPDNHPRUHWKDQQLQH  
DSSOLFDWLRQVRI7DQRVRURWKHU*URXS
IXQJLFLGHVSHUFURSSLQJF\FOH
'RQRWDOWHUQDWHRUWDQNPL[ZLWK
RWKHU*URXSIXQJLFLGHVRUZLWK
IXQJLFLGHVWRZKLFKUHVLVWDQFHKDV
GHYHORSHG
$SSOLFDWLRQ'LUHFWLRQV
‡ 7DQRVDSSOLFDWLRQVVKRXOGEHJLQ
SULRUWRGLVHDVHGHYHORSPHQW
IROORZLQJWKHUHVLVWDQFH
PDQDJHPHQWLQVWUXFWLRQVDERYH
‡0DNHSUHYHQWLYHDSSOLFDWLRQVRQD
GD\VFKHGXOH7DQRVPXVWEH
WDQNPL[HGZLWKDQDSSURSULDWH
FRQWDFWIXQJLFLGHWKDWKDVD
GLIIHUHQWPRGHRIDFWLRQVXFKDV
PDQHEPDQFR]HEFRSSHU HJ
.RFLGH FDSWDQ
)ROORZDOOWDQNPL[SDUWQHUODEHO
UHVWULFWLRQVXVLQJDWOHDVWWKH
PLQLPXPODEHOHGUDWHVRIHDFK
IXQJLFLGH
0LQLPXP$SSOLFDWLRQ9ROXPH
‡ )RUJURXQGDSSOLFDWLRQDSSO\D
PLQLPXPRIJDOORQVRIVSUD\
YROXPHSHUDFUHLQFUHDVLQJWKH
VSUD\YROXPHDVSODQWVPDWXUHWR
HQVXUHWKRURXJKFRYHUDJHRI
IROLDJH
‡ )RUDHULDODSSOLFDWLRQDSSO\D
PLQLPXPRIJDOORQVSHUDFUH
0LQLPXP3UH+DUYHVW,QWHUYDO
3+, GD\V
5HHQWU\LQWHUYDOKRXUV
1RWUHJLVWHUHGIRUXVHLQ&DOLIRUQLD

<WϰϴϭͬƵWŽŶƚdĂŶŽƐͬD^dZŵĞŶĚͬϬϰͲϮϬͲϮϭ WĂŐĞϭϵ
 

&URS 7DUJHW'LVHDVHV 8VH5DWH 5HPDUNV
+RSV









R]DFUHPD[LPXP
SHUFURSSLQJF\FOH

R]DFUHPD[LPXP
SHUPRQWKSHULRG
'RZQ\0LOGHZ

(Pseudoperonospora humuli)
R]DFUH
DSSOLFDWLRQ
5HVLVWDQFH0DQDJHPHQW'RQRW
PDNHPRUHWKDQRQHDSSOLFDWLRQRI
7DQRVEHIRUHDOWHUQDWLQJZLWKD
IXQJLFLGHWKDWKDVDGLIIHUHQWPRGH
RIDFWLRQVXFKDVFRSSHU HJ
.RFLGH IRVHW\O$OGLPHWKRUPRUSK
'RQRWPDNHPRUHWKDQVL[  
DSSOLFDWLRQVRI7DQRVRURWKHU*URXS
IXQJLFLGHVSHUFURSSLQJF\FOH
'RQRWDOWHUQDWHRUWDQNPL[ZLWKRWKHU
*URXSIXQJLFLGHVRUZLWKIXQJLFLGHV
WRZKLFKUHVLVWDQFHKDVGHYHORSHG
$SSOLFDWLRQ'LUHFWLRQV
‡ 7DQRVDSSOLFDWLRQVVKRXOGEHJLQ
SULRUWRGLVHDVHGHYHORSPHQW
IROORZLQJWKHUHVLVWDQFH
PDQDJHPHQWLQVWUXFWLRQVDERYH
‡ 0DNHSUHYHQWLYHDSSOLFDWLRQVRQD
GD\VFKHGXOH7DQRVPXVWEH
WDQNPL[HGZLWKDQDSSURSULDWH
FRQWDFWIXQJLFLGHWKDWKDVD
GLIIHUHQWPRGHRIDFWLRQVXFKDV
FRSSHU HJ.RFLGH 
‡)ROORZDOOWDQNPL[SDUWQHUODEHO
UHVWULFWLRQVXVLQJDWOHDVWWKH
PLQLPXPODEHOHGUDWHVRIHDFK
IXQJLFLGH
0LQLPXP$SSOLFDWLRQ9ROXPH
‡ )RUJURXQGDSSOLFDWLRQDSSO\D
PLQLPXPRIJDOORQVRIVSUD\
YROXPHSHUDFUHLQFUHDVLQJWKH
VSUD\YROXPHDVSODQWVPDWXUHWR
HQVXUHWKRURXJKFRYHUDJHRI
IROLDJH
‡ )RUDHULDODSSOLFDWLRQDSSO\D
PLQLPXPRIJDOORQVSHU
DFUH
0LQLPXP3UH+DUYHVW,QWHUYDO
3+, GD\V
5HHQWU\LQWHUYDOKRXUV
1RWUHJLVWHUHGIRUXVHLQ&DOLIRUQLD

<WϰϴϭͬƵWŽŶƚdĂŶŽƐͬD^dZŵĞŶĚͬϬϰͲϮϬͲϮϭ WĂŐĞϮϬ
 

&URS 7DUJHW'LVHDVHV 8VH5DWH 5HPDUNV
/HDI\
9HJHWDEOHV
H[FHSW
%UDVVLFD 
JURXS


/HDI\JUHHQVVXEJURXS
$RQO\

$PDUDQWK
&KLQHVH
VSLQDFK 
$UXJXOD URTXHWWH 
&KHUYLO
&KU\VDQWKHPXP
HGLEOHOHDYHG
&KU\VDQWKHPXP
JDUODQG&LODQWURIUHVK
OHDYHV&RUQVDODG
&UHVV
JDUGHQ
&UHVV
XSODQG
'DQGHOLRQ
'RFN
VRUUHO 
(QGLYH
HVFDUROH 
/HWWXFHKHDG
/HWWXFHOHDI
2UDFK
3DUVOH\
3XUVODQH
JDUGHQ
3XUVODQH
ZLQWHU
5DGLFFKLR UHG
FKLFRU\ 6SLQDFK
6SLQDFK1HZ
=HDODQG6SLQDFK
YLQH

R]DFUH
PD[LPXPSHU
FURSSLQJVHDVRQ

R]DFUHPD[LPXP
SHUFURSSLQJVHDVRQ
IRUVSLQDFK
'RZQ\0LOGHZV
Bremia lactucae
Peronospora
farinosa 
:KLWH5XVW

(Albugo occidentalis)

R]DFUH
DSSOLFDWLRQ
5HVLVWDQFH0DQDJHPHQW'RQRW
PDNHPRUHWKDQRQHDSSOLFDWLRQRI
'X3RQWŒ7DQRVEHIRUHDOWHUQDWLQJ
ZLWKDIXQJLFLGHWKDWKDVDGLIIHUHQW
PRGHRIDFWLRQVXFKDVPDQHE
FRSSHU HJ'X3RQWŒ.2&,'(Š 
FKORURWKDORQLO³$OLHWWH´:'*HWF
'RQRWDOWHUQDWHRUWDQNPL[ZLWK
RWKHU*URXSIXQJLFLGHV DOO
VWURELOXULQVRUIHQDPLGRQH RUZLWK
IXQJLFLGHVWRZKLFKUHVLVWDQFHKDV
GHYHORSHG,QDFURSSLQJVHDVRQ
QRPRUHWKDQRIWKHWRWDO
DSSOLFDWLRQVVKRXOGFRQWDLQ7DQRV
RURWKHU*URXSIXQJLFLGHV
$SSOLFDWLRQ'LUHFWLRQV
‡ 0DNHSUHYHQWLYHDSSOLFDWLRQVRQD
WRGD\VFKHGXOH7DQRV
DSSOLFDWLRQVVKRXOGEHJLQSULRUWR
GLVHDVHGHYHORSPHQWIROORZLQJWKH
UHVLVWDQFHPDQDJHPHQW
LQVWUXFWLRQVDERYH
‡ 7DQRVPXVWEHWDQNPL[HGZLWK
DQDSSURSULDWHFRQWDFWIXQJLFLGH
WKDWKDVDGLIIHUHQWPRGHRI
DFWLRQVXFKDVPDQHEFRSSHU
PDQFR]HEFKORURWKDQLOHWF
)ROORZDOOWDQNPL[SDUWQHUODEHO
UHVWULFWLRQVXVLQJDWOHDVWWKH
PLQLPXPUDWHVODEHOHGIRUWKH
WDUJHWHGGLVHDVH V 
0LQLPXP$SSOLFDWLRQ9ROXPH
‡ )RUJURXQGDSSOLFDWLRQDSSO\D
PLQLPXPRIJDOORQVRIVSUD\
YROXPHSHUDFUHLQFUHDVLQJWKH
VSUD\YROXPHDVSODQWVPDWXUHWR
HQVXUHWKRURXJKFRYHUDJHRI
IROLDJHEORRPVDQGIUXLW
‡ )RUDHULDODSSOLFDWLRQDSSO\
DPLQLPXPRIJDOORQVSHU
DFUH
0LQLPXP3UH+DUYHVW,QWHUYDO
3+, GD\
5HHQWU\LQWHUYDOKRXUV
1RWUHJLVWHUHGIRUXVHLQ&DOLIRUQLD


<WϰϴϭͬƵWŽŶƚdĂŶŽƐͬD^dZŵĞŶĚͬϬϰͲϮϬͲϮϭ WĂŐĞϮϭ
 

&URS 7DUJHW'LVHDVHV 8VH5DWH 5HPDUNV
3HSSHUV
$OOYDULHWLHVRI
SHSSHUVLQFOXGLQJ
SLPHQWRVDQG
EHOOKRWDQG
VZHHWSHSSHUV 


R]DFUH
PD[LPXPSHU
FURSSLQJF\FOH

R]DFUHPD[LPXP
SHU
PRQWK
SHULRG
$QWKUDFQRVH
(Collectotrichum spp.)

'LVHDVH
6XSSUHVVLRQ
%DFWHULDO6RIWURW

(Erwinia spp.)
%DFWHULDO6SRW
(Xanthomonas spp.)
3K\WRSKWKRUD%OLJKW
(Phytophthora
capsici)
)ROLDUDQGIUXLWSKDVH21/<

R]DFUH
DSSOLFDWLRQ
5HVLVWDQFH0DQDJHPHQW'RQRW
PDNHPRUHWKDQRQHDSSOLFDWLRQRI
'X3RQWŒ7DQRVEHIRUHDOWHUQDWLQJ
ZLWKDIXQJLFLGHWKDWKDVDGLIIHUHQW
PRGHRIDFWLRQVXFKDVPDQHE
FRSSHU HJ.2&,'(Š HWF
'R QRW DOWHUQDWH RU WDQN PL[ ZLWK
RWKHU *URXS  IXQJLFLGHV RU ZLWK
IXQJLFLGHV WR ZKLFK UHVLVWDQFH KDV
GHYHORSHG
,QDFURSSLQJF\FOHQRPRUH
WKDQRIWKHWRWDODSSOLFDWLRQV
VKRXOGFRQWDLQ7DQRVRURWKHU
*URXSIXQJLFLGHV
$SSOLFDWLRQ'LUHFWLRQV
‡ 0DNHSUHYHQWLYHDSSOLFDWLRQVRQD
WRGD\VFKHGXOH7DQRV
DSSOLFDWLRQVVKRXOGEHJLQSULRUWR
GLVHDVHGHYHORSPHQWIROORZLQJWKH
UHVLVWDQFHPDQDJHPHQW
LQVWUXFWLRQVDERYH
‡ 7DQRVPXVWEHWDQNPL[HGZLWKDQ
DSSURSULDWHFRQWDFWIXQJLFLGHWKDW
KDVDGLIIHUHQWPRGHRIDFWLRQ
VXFKDVPDQHEFRSSHUHWF)ROORZ
DOOWDQNPL[SDUWQHUODEHO
UHVWULFWLRQVXVLQJ
DWOHDVWWKHPLQLPXPODEHOHG
UDWHVRIHDFKIXQJLFLGH
‡ )RUEHVWUHVXOWVVXSSUHVVLQJ
3K\WRSKWKRUD%OLJKW%DFWHULDO
6SRWDQG%DFWHULDO6RIWURWWDQN
PL[7DQRVZLWKDFRSSHU
FRQWDLQLQJIXQJLFLGH HJ
.2&,'(Š 
0LQLPXP$SSOLFDWLRQ9ROXPH
‡ )RUJURXQGDSSOLFDWLRQDSSO\D
PLQLPXPRIJDOORQVRIVSUD\
YROXPHSHUDFUHLQFUHDVLQJWKH
VSUD\YROXPHDVSODQWVPDWXUHWR
HQVXUHWKRURXJKFRYHUDJHRI
IROLDJHEORRPVDQGIUXLW
‡ )RUDHULDODSSOLFDWLRQDSSO\
DPLQLPXPRIJDOORQVSHU
DFUH
0LQLPXP3UH+DUYHVW,QWHUYDO 3+, 
LVGD\V
5HHQWU\LQWHUYDOLVKRXUV
1RWUHJLVWHUHGIRUXVHLQ&DOLIRUQLD
 

<WϰϴϭͬƵWŽŶƚdĂŶŽƐͬD^dZŵĞŶĚͬϬϰͲϮϬͲϮϭ WĂŐĞϮϮ
 

&URS 7DU JHW'LVHDVHV 8VH5DWH 5HPDUNV
3RWDWRHV




R]DFUH
PD[LPXPSHU
FURSSLQJF\FOH

R]DFUH
PD[LPXPSHU
PRQWKSHULRG
%URZQ6SRW(Alternaria
alternata) (DUO\%OLJKW
(Alternaria solani)

R]DFUH
DSSOLFDWLRQ
5HVLVWDQFH0DQDJHPHQW'RQRWPDNHPRUH
WKDQRQHDSSOLFDWLRQRI'X3RQWŒ7DQRVEHIRUH
DOWHUQDWLQJZLWKDIXQJLFLGHWKDWKDVDGLIIHUHQW
PRGHRIDFWLRQVXFKDVPDQFR]HE
FKORURWKDORQLOHWF'RQRWPDNHPRUHWKDQVL[
 DSSOLFDWLRQVRI7DQRVRURWKHU*URXS
IXQJLFLGHVSHUFURSSLQJF\FOH'RQRWDOWHUQDWH
RUWDQNPL[ZLWKRWKHU*URXSIXQJLFLGHVRU
ZLWKIXQJLFLGHVWRZKLFKUHVLVWDQFHKDV
GHYHORSHG
$SSOLFDWLRQ'LUHFWLRQV
‡ 7DQRVDSSOLFDWLRQVVKRXOGEHJLQSULRUWR
GLVHDVHGHYHORSPHQWIROORZLQJWKH
UHVLVWDQFHPDQDJHPHQWLQVWUXFWLRQV
DERYH
‡ )RUHDUO\EOLJKWFRQWUROPDNHIXQJLFLGH
DSSOLFDWLRQVRQDWRGD\LQWHUYDO8VH
VKRUWHULQWHUYDOVZKHQGLVHDVHLVSUHVHQWLQ
WKHDUHDRULIZHDWKHUFRQGLWLRQVIDYRU
GLVHDVHGHYHORSPHQW
‡ )RUSUHYHQWLYHODWHEOLJKWFRQWUROPDNH
IXQJLFLGHDSSOLFDWLRQVRQDGD\
LQWHUYDO:KHQZHDWKHUFRQGLWLRQVIDYRUODWH
EOLJKWGHYHORSPHQWRUODWHEOLJKWLVSUHVHQW
LQWKHDUHDXVHWKH
R]DFUHUDWHRI7DQRVDQGVKRUWHQWKH
LQWHUYDOWRGD\V
‡ 7DQRVPXVWEHWDQNPL[HGZLWKDQ
DSSURSULDWHFRQWDFWIXQJLFLGHWKDWKDVD
GLIIHUHQWPRGHRIDFWLRQVXFKDV
PDQFR]HEFKORURWKDORQLOHWF)ROORZDOO
WDQNPL[SDUWQHUODEHOUHVWULFWLRQVXVLQJDW
OHDVWWKHPLQLPXPODEHOHGUDWHVRIHDFK
IXQJLFLGH
‡ )RUEHVWUHVXOWVFRQWUROOLQJ%URZQ6SRWRU
VXSSUHVVLQJ%ODFN'RWWDQNPL[7DQRVZLWK
DPDQFR]HERUPDQHEFRQWDLQLQJIXQJLFLGH
‡ )RUEHVWUHVXOWVVXSSUHVVLQJEDFWHULDO
GLVHDVHVWDQNPL[DQGRUDOWHUQDWH7DQRV
ZLWKFRSSHUDQGRUPDQFR]HEFRQWDLQLQJ
IXQJLFLGHV HJ.RFLGHŠ0DQNRFLGHŠ 
0DNHLQLWLDODSSOLFDWLRQZLWKLQRQHZHHNDIWHU
URZFORVXUHDQGIROORZZLWKWRZHHNO\
DSSOLFDWLRQV
$SSOLFDWLRQYROXPHLQVWUXFWLRQV
‡ )RUJURXQGDSSOLFDWLRQDSSO\DPLQLPXPRI
JDOORQVRIVSUD\YROXPHSHUDFUH
LQFUHDVLQJWKHVSUD\YROXPHDVSODQWV
PDWXUHWRHQVXUHWKRURXJKFRYHUDJHRI
IROLDJH
‡ )RUDHULDODSSOLFDWLRQDSSO\DPLQLPXPRI
JDOORQVSHUDFUH
0LQLPXP3UH+DUYHVW,QWHUYDO 3+, 
GD\V
5HHQWU\LQWHUYDOKRXUV
/DWH%OLJKW
(Phytophthora infestans)






R]DFUH
DSSOLFDWLRQ
'LVHDVH6XSSUHVVLRQ
%ODFN'RW
 Colletotrichum
coccodes 
'LVHDVH6XSSUHVVLRQ
%DFWHULDO6WHP5RW

$HULDO6WHP5RW

Erwinia [Pectobacterium]
carotovora 
R]DFUH
DSSOLFDWLRQ
1RWUHJLVWHUHGIRUXVHLQ&DOLIRUQLD


<WϰϴϭͬƵWŽŶƚdĂŶŽƐͬD^dZŵĞŶĚͬϬϰͲϮϬͲϮϭ WĂŐĞϮϯ
 


&URS 7DUJHW'LVHDVHV 8VH5DWH 5HPDUNV
7RPDWRHV





R]DFUH
PD[LPXPSHU
FURSSLQJF\FOH
R]DFUHPD[LPXP
SHUPRQWK
SHULRG
(DUO\%OLJKW
(Alternaria solani)
R]DFUH
DSSOLFDWLRQ
5HVLVWDQFH0DQDJHPHQW'RQRW
PDNHPRUHWKDQRQHDSSOLFDWLRQRI
'X3RQWŒ7DQRVEHIRUHDOWHUQDWLQJ
ZLWKDIXQJLFLGHWKDWKDVDGLIIHUHQW
PRGHRIDFWLRQVXFKDVPDQFR]HE
FKORURWKDORQLOFRSSHU HJ.RFLGH 
HWF
'RQRWDOWHUQDWHRUWDQNPL[ZLWK
RWKHU*URXSIXQJLFLGHVRUZLWK
IXQJLFLGHVWRZKLFKUHVLVWDQFHKDV
GHYHORSHG,QDFURSSLQJF\FOHQR
PRUHWKDQRIWKHWRWDO
DSSOLFDWLRQVVKRXOGFRQWDLQ7DQRVRU
RWKHU*URXSIXQJLFLGHV
$SSOLFDWLRQ'LUHFWLRQV
‡ 7DQRVDSSOLFDWLRQVVKRXOGEHJLQ
SULRUWRGLVHDVHGHYHORSPHQW
IROORZLQJWKHUHVLVWDQFH
PDQDJHPHQWLQVWUXFWLRQVDERYH
‡ 0DNHSUHYHQWLYHDSSOLFDWLRQVRQD
WRGD\VFKHGXOH
‡ )RU(DUO\EOLJKWFRQWUROXVHWKH
R]DFUHUDWHRI7DQRVZKHQ
GLVHDVHLVSUHVHQWLQWKHDUHDRULI
ZHDWKHUFRQGLWLRQVIDYRUGLVHDVH
GHYHORSPHQW
‡ 7DQRVPXVWEHWDQNPL[HGZLWKDQ
DSSURSULDWHFRQWDFWIXQJLFLGHWKDW
KDVDGLIIHUHQWPRGHRIDFWLRQ
VXFKDVPDQFR]HEFKORURWKDORQLO
FRSSHU HJ.RFLGH HWF
)ROORZDOOWDQNPL[SDUWQHUODEHO
UHVWULFWLRQVXVLQJDWOHDVWWKH
PLQLPXPODEHOHGUDWHVRIHDFK
IXQJLFLGH
‡ )RUEHVWUHVXOWVZKHUHWDUJHWLQJ
ERWKIXQJDODQGEDFWHULDOGLVHDVHV
WDQNPL[ZLWKDFRSSHUFRQWDLQLQJ
IXQJLFLGH HJ.RFLGH DQG
PDQFR]HERUFKORURWKDORQLO
‡ )RUEHVWUHVXOWVVXSSUHVVLQJ
EDFWHULDOGLVHDVHVWDQNPL[
7DQRVZLWKDIXOOUDWHRIFRSSHU
FRQWDLQLQJIXQJLFLGH HJ
.RFLGH 
0LQLPXP$SSOLFDWLRQ9ROXPH
‡ )RUJURXQGDSSOLFDWLRQDSSO\D
PLQLPXPRIJDOORQVRIVSUD\
YROXPHSHUDFUHLQFUHDVLQJWKH
VSUD\YROXPHDVSODQWVPDWXUHWR
HQVXUHWKRURXJKFRYHUDJHRI
IROLDJHEORRPVDQGIUXLW
‡ )RUDHULDODSSOLFDWLRQDSSO\
DPLQLPXPRIJDOORQVSHU
DFUH
0LQLPXP3UH+DUYHVW,QWHUYDO
3+, GD\V
5HHQWU\LQWHUYDOKRXUV
$QWKUDFQRVH
(Colletotrichum spp.)
/DWH%OLJKW
(Phytophthora
infestans) /HDI0ROG
(Cladosporium
fulvum) 6HSWRULD/HDI
6SRW(Septoria
lycopersici) 7DUJHW
6SRW(Corynespora
cassiicola)
R]DFUH
DSSOLFDWLRQ
'LVHDVH
6XSSUHVVLRQ
%DFWHULDO&DQNHU

(Clavibacter
michiganensis subsp.
michiganensis)
%DFWHULDO6SHFN
(Pseudomonas syringae pv.
tomato)
%DFWHULDO6SRW
(Xanthomonas
spp.) %XFNH\H
5RW
(Phytophthora
spp.)
R]DFUH
DSSOLFDWLRQ
1RWUHJLVWHUHGIRUXVHLQ&DOLIRUQLD

<WϰϴϭͬƵWŽŶƚdĂŶŽƐͬD^dZŵĞŶĚͬϬϰͲϮϬͲϮϭ WĂŐĞϮϰ
 

127,&(72%8<(53XUFKDVHRIWKLVPDWHULDOGRHVQRWFRQIHUDQ\ULJKWVXQGHUSDWHQWVRIFRXQWULHVRXWVLGHRIWKH
8QLWHG6WDWHV



ŠŒ7UDGHPDUNVRI'RZ$JUR6FLHQFHV'X3RQWRU3LRQHHUDQGWKHLUDIILOLDWHGFRPSDQLHVRUUHVSHFWLYHRZQHUV

3URGXFHGIRU
(,GX3RQWGH1HPRXUVDQG&RPSDQ\
&KHVWQXW5XQ3OD]D
&HQWUH5RDG
:LOPLQJWRQ'(86$

(3$DSSURYHGBBBBBB

/,0,7$7,21 2): $55$17<$1'/,$%,/,7<
127,&(5HDGWKLV/LPLWDWLRQRI:DUUDQW\DQG/LDELOLW\%HIRUH%X\LQJRU8VLQJ7KLV3URGXFW,IWKH7HUPV$UH1RW
$FFHSWDEOH5HWXUQWKH3URGXFWDW2QFH8QRSHQHGDQGWKH3XUFKDVH3ULFH:LOO%H5HIXQGHG
,WLVLPSRVVLEOHWRHOLPLQDWHDOOULVNVDVVRFLDWHGZLWKWKHXVHRIWKLVSURGXFW6XFKULVNVDULVHIURPZHDWKHUFRQGLWLRQVVRLO
IDFWRUVRIIWDUJHWPRYHPHQWXQFRQYHQWLRQDOIDUPLQJWHFKQLTXHVSUHVHQFHRIRWKHUPDWHULDOVWKHPDQQHURIXVHRU
DSSOLFDWLRQRURWKHUXQNQRZQIDFWRUVDOORIZKLFKDUHEH\RQGWKHFRQWURORI'X3RQW7KHVHULVNVFDQFDXVH
LQHIIHFWLYHQHVVRIWKHSURGXFWFURSLQMXU\RULQMXU\WRQRQWDUJHWFURSVRUSODQWV:+(1<28%8<2586(7+,6
352'8&7<28$*5((72$&&(377+(6(5,6.6
'X3RQWZDUUDQWVWKDWWKLVSURGXFWFRQIRUPVWRWKHFKHPLFDOGHVFULSWLRQRQWKHODEHOWKHUHRIDQGLVUHDVRQDEO\ILWIRUWKH
SXUSRVHVWDWHGLQWKH'LUHFWLRQVIRU8VHVXEMHFWWRWKHLQKHUHQWULVNVGHVFULEHGDERYHZKHQXVHGLQDFFRUGDQFHZLWKWKH
'LUHFWLRQVIRU8VHXQGHUQRUPDOFRQGLWLRQV
727+((;7(17&216,67(17:,7+$33/,&$%/(/$:'832170$.(61227+(5(;35(6625
,03/,(':$55$17<2)),71(66252)0(5&+$17$%,/,7<25$1<27+(5(;35(6625,03/,('
:$55$17< 727+((;7(17 &216,67(17 :,7+ $33/,&$%/( /$:,112(9(176+$//'8321725
6(//(5%(/,$%/( )25 $1< ,1&,'(17$/ &216(48(17,$/2563(&,$/ '$0$*(65(68/7,1*
)5207+(86(25+$1'/,1*2)7+,6352'8&7%8<(5
6 25 86(5
6 %$5*$,1(')25 (;3(&7$
7,21,6&5233527(&7,21 727+((;7(17&216,67(17 :,7+ $33/,&$%/( /$: 7+((;&/86,9(
5(0('<2)7+(86(525%8<(5$1'7+((;&/86,9(/,$%,/,7<2)'83217256(//(5)25$1<
$1'$//&/$,06/266(6,1-85,(6 25 '$0$*(6 ,1&/8',1* &/$,06%$6('21%5($&+2)
:$55$17<25&2175$&7 1(*/,*(1&( 7257 25 675,&7/,$%,/,7< :+(7+(5 )520 )$,/85( 72
3(5)25025,1-85<72&52362527+(53/$176$1'5(68/7,1*)5207+(86(25+$1'/,1*2)
7+,6352'8&76+$//%(7+(5(78512)7+(385&+$6(35,&(2)7+(352'8&725$77+(
(/(&7,212)'83217256(//(57+(5(3/$&(0(172)7+(352'8&7
7RWKHH[WHQWFRQVLVWHQWZLWKDSSOLFDEOHODZWKDWDOORZVVXFKUHTXLUHPHQW'X3RQWRULWV$J5HWDLOHUPXVWKDYHSURPSW
QRWLFHRIDQ\FODLPVRWKDWDQLPPHGLDWHLQVSHFWLRQRIEX\HU
VRUXVHU
VJURZLQJFURSVFDQEHPDGH
%X\HUDQGDOOXVHUVVKDOOSURPSWO\QRWLI\'X3RQWRUD'X3RQW$J5HWDLOHURIDQ\FODLPVZKHWKHUEDVHGRQFRQWUDFW
QHJOLJHQFHVWULFWOLDELOLW\RWKHUWRUWRURWKHUZLVHRUEHEDUUHGIURPDQ\UHPHG\
7KLV/LPLWDWLRQRI:DUUDQW\DQG/LDELOLW\PD\QRWEHDPHQGHGE\DQ\RUDORUZULWWHQDJUHHPHQW