Model providers: OpenAI/xAI/Ollama + run several at once (registry)

Extends the #215 abstraction:
- OpenAICompatibleLLMProvider / OpenAICompatibleEmbeddingProvider — one impl (via
  the official openai SDK) covers OpenAI, xAI (api.x.ai/v1), Ollama
  (…:11434/v1), OpenRouter, etc.; they differ only by base_url, key, and model.
- Registry factory: build_llm_providers() / build_embedding_providers() return
  every provider whose credentials are configured, so you can run several
  concurrently. get_llm_provider(name)/get_embedding_provider(name) select by
  name, falling back to default_*_provider, then Null.
- Per-provider env config (ANTHROPIC_*, OPENAI_*, XAI_*, OLLAMA_*) +
  DEFAULT_LLM_PROVIDER / DEFAULT_EMBEDDING_PROVIDER; documented in .env.example.
  Defaults keep AI off (empty registry).

Embeddings now have real backends (OpenAI/Ollama), still separate from the LLM
since Anthropic offers no embeddings endpoint. Tests cover multi-provider
selection, default resolution, disabled-without-credentials, and null fail-loud.
Full suite 87 passed.

Relates to #215.

Co-Authored-By: Claude Opus 4.8 (1M context) <noreply@anthropic.com>
Signed-off-by: Justin Paul <justin@jpaul.me>

backend/pyproject.toml

@@ -15,6 +15,7 @@ dependencies = [
     "boto3>=1.35",
     "python-multipart>=0.0.12",
     "anthropic>=0.108.0",
+    "openai>=2.41.0",
 ]
 
 [dependency-groups]